U.S. Bank Access Home

It’s more than just a home you own. It’s your future.

When you become a homeowner, you own more of your tomorrow. U.S. Bank Access Home is here to help you get started — with financial education and guidance to prepare you for your journey to homeownership.

A mother and two children celebrate Dad’s birthday with a cake and party hats.

Get started.

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Connect with a banker.

Our bankers offer personalized guidance. They can meet with you in-person, on the phone or virtually — however you feel most comfortable.

Keep your finances at your fingertips.

Download the U.S. Bank Mobile App to access everyday banking tasks and more. Set savings goals, explore personal insights and get tips for staying on top of your finances.

Explore more on preparing, planning and purchasing your home.

A Black family of a father, mother and two children celebrate Dad’s birthday with a birthday cake and candles

Make it a habit to pay yourself first.

Create a budget that works with your lifestyle.

Understand how credit can work for you.

Tackle debt with wisdom.

Protect yourself from scammers and identity theft.

Understand financial basics.

Find resources for every step toward homeownership.

No matter where you are on your path to homeownership, our resources can support you in reaching your goals. Sign up today to receive ongoing emails on each stage of the journey — as well as a follow-up call from a mortgage loan officer for personalized help.

Start your email journey today

We’re committed to your tomorrow.

U.S. Bank Access Home is part of a set of initiatives dedicated to supporting underserved communities on their paths to building wealth, including communities of color, through U.S. Bank Access Commitment®, also available in Spanish. These initiatives include financial guidance from our wealth advisors, efforts toward access to capital and helping diverse small business owners grow and sustain their businesses.

Kiara Gardner, left, and husband Joseph Lenoir, holding key, celebrate closing on their new home in St. Louis that they financed with a U.S. Bank Access Home Loan.

Access Home in Action

Access Home Loan paves way for first-time homebuyers in Oakland, St. Louis

The Dismukes family of six is pictured smiling for a portrait who moved into their new home in 2020 after working with Acts Housing.

Acts Housing and U.S. Bank team up to help create access to homeownership

Together, our organizations are providing financial education to help Black families and individuals in Milwaukee move toward buying their first home.

Mortgage Loan Originator Joanna Garcia is pictured with her parents.

Louisville mortgage pro helps Hispanic community achieve American dream

Mortgage Loan Originator Joanna Garcia brings homeownership education and opportunities to Hispanic locals with the American Dream Loan.

Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of third parties.

Equal Housing Lender