Customized banking strategies

Your finances may be complex, but your banking relationship shouldn’t be. Your dedicated banker works with you to develop a personalized strategy to manage, preserve and grow your wealth.

To address your unique personal and business objectives, we offer a full range of premier banking products, innovative financing options and exclusive benefits.

By understanding your financial goals and what's important to you, we’ll help you create a banking strategy that complements your overall financial plan.

Exclusive benefits and offerings1

  • Preferred pricing and special rates on deposit and lending products
  • No fees on most banking transactions
  • Higher limits on mobile deposits, money movement and ATM transactions
  • Premier client service
  • Dedicated mortgage loan officers
  • Strategic bank planning support for business and professional services organizations
  • Additional benefits for qualified clients
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Secure and convenient account access

You have secure access to your accounts, through a variety of digital channels, backed by our dedicated teams who are always on guard to anticipate, address and help prevent security threats.

  • 24/7 account management
  • Online and mobile banking
  • Bill pay
  • Mobile check deposit
  • Dedicated service center
  • Secure digital monitoring for potential cyber-threats
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Maximized rewards

Your dedicated banker can help you find the right personal credit card with benefits and rewards to fit your lifestyle. There are many cards to choose from, to ensure you get one that best fits your needs.

Options include several rewards and cash back offers.

  • Earn rewards for every day purchases.
  • Earn travel rewards for airlines and everyday expenses.
  • Earn cash rewards with up to 5% cash back.
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Checking and savings

To help you better manage your money, we offer a wide variety of checking and savings options to meet your needs. All are easily and securely accessible online with the U.S. Bank Mobile App.

As an added bonus to qualifying Wealth Management clients, you may be eligible for low or no fee transactions. Plus, we’ve teamed up with Greenlight to offer Wealth Management clients a complimentary family Greenlight account with any qualifying U.S. Bank checking account.2 With Greenlight’s debit card and accompanying financial education, kids and teens gain valuable real-life experience managing their own money.

Talk to a wealth banker about these benefits and to find the right checking or savings options for you.

Business banking strategies

For business owners

As you look toward your business goals, your banker can help you find innovative ways to manage your assets and liabilities with:

  • Business credit cards and process
  • Electronic payment and payroll services
  • Commercial real estate loans
  • Funding for stock option exercises
  • Succession planning
  • Partner buy-in or buy-out loans
  • Equipment lease and purchase services
  • Customer financing options

For professional services

Professional service firms have unique and complex banking needs. We can help you find the right combination of personal and business banking options that complement your overall wealth plan. Our bankers will consult and support your firm by providing credit commitments.

  • Treasury management services
  • Foreign exchange
  • Deposit services
  • Merchant services
  • Operating lines of credit term loans
  • Loans for capital improvement
  • Commercial real estate loans
  • Equipment lease and purchase financing
  • Partner capital loan programs
  • Partner buy-in or buy-out loans
Woman working in office

Financing options

You may need access to cash for several important goals. Learn about the customized Wealth Management loan options we offer to fit your wealth plan.

Advisor and client discussing plans

Our Wealth Management Banking approach

We take a comprehensive approach to banking by considering it as a part of your overall wealth plan. Having a plan can help you create, grow and protect your wealth to make the greatest potential impact.

Wealth Teams

Where are you in your financial journey?

We work to understand your assets, needs and goals, then provide the right level of support to help you move forward.

U.S Investments, From U.S Bancrop Investments

Online investing for all

No minimum investment required

U.S Wealth Managemnt, U.S. Bank U.S Bancrop Investments

Comprehensive wealth management

Starting at $100,000 in investments or $250,000 total balances

U.S Private Wealth Managemnt, U.S. Bank

Private wealth services

Starting at $3 million up to $75 million

Ascent, Private Capital Mannagement of U.S. Bank

Ultra high net worth & family office services

Starting at $75 million

Insights from our experts

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Financial leverage: What is good debt vs. bad debt?

Debt gets a bad name, but not all debt is inherently bad. Learn how using “good debt” strategically may help you achieve your financial goals.

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Saving vs. investing: What's the difference?

There are some key differences between saving and investing, but you don't have to choose one or the other.

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3 ways women can take charge of their financial future

These actions can help you be more engaged and confident in your financial decisions.

NEXT STEP

Find a wealth specialist
Call 855-920-4147
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Disclosures

Start of disclosure content
  1. Footnote 1

    Certain benefits require a U.S. Bank Smartly Checking® account and enrollment in U.S. Bank Smart Rewards®. Other benefits depend on the amount of qualified deposits and/or investment balances from our affiliate U.S. Bancorp Investments and/or Personal Trust balances you may have. Other considerations may apply.

    Return to content, Footnote 1
  2. Footnote 2

    U.S. Bank customers are eligible to receive the Greenlight Select plan complimentary when an eligible U.S. Bank checking account (excludes Safe Debit and Electronic Transfer accounts) is added as a funding source. You are required to be an authorized transactor on the U.S. Bank account, be at least 18 years of age, and be enrolled in online banking. Your U.S. Bank checking account(s) must be the preferred funding source for your Greenlight account for the entirety of the partnership. If your U.S. Bank checking account(s) cease to be the preferred funding source for your Greenlight account or you add a funding source that is not an eligible U.S. Bank checking account, you may be charged a monthly fee by Greenlight. In-app upgrades will result in additional fees. Subject to Greenlight identity verification. See greenlight.com/terms for additional information. Offer subject to change.

    Return to content, Footnote 2

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

U.S. Bank does not offer insurance products. Insurance products are available through our affiliate U.S. Bancorp Investments.

U.S. Investments is a marketing logo for U.S. Bancorp Investments Inc.

U.S. Wealth Management – U.S. Bank | U.S. Bancorp Investments is the marketing logo for U.S. Bank and its affiliate U.S. Bancorp Investments.