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Mortgage pre-approval vs. prequalification — what’s the difference?

Mortgage loan and home buying process

What is the APR on a mortgage?

Start your application process if you’ve found a home you love.

We’ll confirm your personal and financial information, pull your credit, and then a mortgage loan officer will connect with you about the results.

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Insights to help you choose the right mortgage loan

Today’s mortgage rates

Get relevant numbers based on where you’re looking to buy.

See today’s rates

Compare loan options

There’s no one-size-fits-all. We’ll help you find the right loan.

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Affordable homeownership

Affordable mortgages do exist. Explore your options.

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Additional articles

First-time homebuyer loans

FHA vs. conventional loans

Adjustable-rate mortgages vs. fixed-rate mortgages

How to apply for a mortgage online

What is an escrow account?

What are mortgage points?

Mortgage calculators

Mortgage points calculator

Mortgage payment calculator

Explore additional resources if you’re at a different stage in your home-buying journey.

Preparing to buy

Closing on your house

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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.