The 5 C’s are the key factors in determining credit worthiness:
- Character
- Capacity
- Capital
- Collateral
- Conditions
Long-term or short-term financing – you’re covered whether it's business lines of credit for working capital to meet routine business expenses or business loans with fixed rates. For new or established businesses, get the funding for what's important to you.
Our Business Diversity Lending Program provides funding to diverse businesses with modified credit requirements for potentially easier approvals and favorable rates. See if you qualify.
Whether you need to buy new equipment or cover operating expenses, you’ll have easy access to funds when you need them.
Navigate owner-occupied commercial loans and investment property loans to find the right funding option for your business.
Ideal for businesses that need flexible financing, Small Business Administration (SBA) loans offer lower down payments, require less paperwork than a conventional loan and are backed by the federal government through lending partners like U.S. Bank.
Find financing for your business equipment essentials from manufacturing equipment to office furniture to keep your business running smoothly.
Discover compelling financing solutions for dental, medical, vision, and veterinary professionals, enabling you to secure, invest in, refinance and expand your practice while maintaining your financial health.
Answer a few questions, and we’ll help you understand financing choices to meet your business needs.
From business checking to payment solutions, U.S. Bank offers products, resources and services to help small businesses thrive, all in one place.