![Family with realtor](/dam/images/mortgage/real-estate-agent-resource-center/photo-realtor-with-couple-3x2.jpg)
- American Dream loans offered in many states up to 97% LTV
- First-time home buyer programs
- Lender-paid private mortgage insurance (LPMI) – U.S. Bank pays mortgage insurance
- FHA – government backed loans
- VA – loans for active military, veterans and their spouses