Today’s lowest RV loan refinance rate2

As low as

% APR

To qualify for the lowest rate, certain conditions apply.2
 

What could your monthly payment be?

Use our RV refinancing calculator to estimate your rate and monthly payment.

Calculate your payment

Decide if an RV loan refinance is right for you.

Whether you’re driving a motorhome or pulling a camper, here are a few reasons to consider refinancing your RV loan.

Lower your interest rate

If you qualify for a lower interest rate, you could save money over the remaining duration of your RV loan.3

Reduce your monthly payment

Refinancing could help you lower your payment to better fit your monthly budget.

Pay your loan off sooner

Your monthly payment may increase, but you may make fewer payments overall and may pay less interest in the long term.

How does RV loan refinancing work?

If you’re looking for a new RV lender, you could have a decision in just a few days when you apply for a U.S. Bank RV loan refinance. RV refinancing is not available in all states.1

 

Prepare

Gather a few things before you start:

  • Current loan balance, account number and lienholder
  • Vehicle identification number (VIN)  or serial number
  • Insurance provider information
  • Vehicle registration 4
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Apply

Fill out our easy online application (or visit a nearby U.S. Bank branch for help). In most cases, we’ll give you a decision within one to two business days. If your initial application isn’t accepted, we may respond with a counteroffer you can consider.

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Finalize

If your application is approved, you can upload your insurance and registration documents to our online portal. A concierge agent will help you finalize the details and set up payments. Then, we’ll pay off your existing loan and update the title.

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Get started

Apply now
Call 800-473-6372
Make an appointment
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Disclosures

  1. Refinancing is available in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.

  2. A rate as low as 8.99% annual percentage rate (APR) is available for RV loans with a term of 180 months or less, a FICO credit score of 800 or higher, a loan amount of $25,000 and higher, at 100% loan-to-value (LTV) or less on an RV that is less than 4 years old. Monthly payment and annual percentage rate (APR) will very based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees. Payment example: for an amount financed of $30,000 on a 3 year old RV over a 120-month term with a $100 origination fee, monthly payments would be $232.79 at an annual percentage rate (APR) of 8.53%. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

  3. To be eligible for refinance, the existing loan must have been obtained at least 260 days prior to submitting your refinance application.

  4. There may be title and/or registration fees which are determined by state.

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Credit products offered by U.S. Bank National Association and subject to normal credit approval.