Boat refinance calculator

Where do you live?

What’s your credit score?

Credit score range

What year is your boat?

Boat year

Tell us about your current loan.

Round to the nearest dollar.

Remaining term must be 12 months or longer.

To two decimal places (x.xx%)

At least $10,000.

What is your desired loan term?

Minimum 12 months, maximum 180 months

After you’ve entered your details, select Calculate to compare options.

To see different refinancing options, try adjusting your desired term length.

Your projected refinancing details

These are estimates based on the information you entered. Your actual payment and APR may be different.

APR includes a $100 origination fee.

Check out more information about boats and financing

Learn about different boat styles and bring your marine dreams closer to reality.

There are good reasons to consider both new and used boats. We’ll go over the basics.

Be sure you consider the long-term costs of boat ownership when budgeting for your purchase. 

Refinancing is available in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.
This calculator is being provided for reference purposes only. The results are estimates and may not reflect final U.S. Bank financing terms. The information does not constitute an application for credit and cannot be used by U.S. Bank to determine a customer’s eligibility for a specific product or service.
Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees.
There may be title and/or registration fees which are determined by state.
To be eligible for refinance, the existing loan must have been obtained at least 260 days prior to submitting your refinance application.

Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.