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Mortgage basics: Prequalification or pre-approval – What do I need?
See if prequalification or pre-approval is right for you.
So you’re at the point in your life when you’re thinking about buying a house, but you’re not quite sure how much house you can afford — or if you need proof of that amount before talking to a real estate agent. Is it important to get prequalified or pre-approved by a lender before you start looking? Learn the difference between the two and how such documentation might help you in the homebuying process.
To learn more about the homebuying process, watch other videos in this series:
- Mortgage basics: 3 key steps in the homebuying process
- Mortgage basics: What’s the difference between interest rate and annual percentage rate?
- Mortgage basics: How does your credit score impact the homebuying experience?
Ready to start your pre-qualification or pre-approval journey? Learn more.
Mortgages at U.S. Bank
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