Mortgage basics: Buying or renting – What’s right for you?

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Homeownership is a big responsibility, so it’s important to consider many factors before deciding whether to rent or buy.

Whether you’re starting your career, settling down with a family or preparing for retirement, it’s important to carefully consider your financial position before deciding whether to rent or buy a home. Learn more to help determine whether homeownership seems right for you.

If homeownership seems right for you, working with a trusted mortgage loan officer to determine how much house you may be able to afford is a good first step.

Mortgages at U.S. Bank

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.