If your credit card account is eligible for an ExtendPay® Plan or U.S. Bank ExtendPay® Loan, we’ll send an email inviting you to take advantage of our offer. 

For ExtendPay® Plans, you can find your options when viewing your account details or eligible transactions online. For transactions to be eligible, they need to be: 

• Purchased within 60 days before signing up for ExtendPay®.
• More than $100.
• Made at your regular purchase APR (not a promotional APR).
• Less than your purchase balance when you sign up.

ExtendPay Plan eligibility may change based on your credit card account activity.