No, the automatic or recurring transfer feature is a convenience that helps you save for special circumstances, like vacations, holiday gifts or unexpected expenses. You may set up any or all of the automatic transfer options, or you can transfer funds as you choose.

If you have additional questions, you can contact us at:

Focus card (payroll): 877-474-0010 
Focus card (non-payroll): 888-863-0681

We accept relay calls.