KNOWLEDGE BASE

How do I place a stop payment on a check?

You can place a stop payment on a single check or a series of checks. Before doing so, please be aware:

  • Payments already in process or completed can't be stopped.
  • A stop payment doesn’t change any existing agreements you may have with the payee.
  • A one-time service fee applies to each stop payment request. The fee amount depends on the account type used in the transaction.
  • Cancelling a stop payment request can only be done by the account owner who placed it and does not refund the fee.

To place a stop payment using digital banking 

  1. Select the account with the check(s) you want to stop. 
  2. Online banking: Choose Account services, then choose Stop payments
    U.S. Bank Mobile App: Choose Manage, then select Stop payment.
  3. Select I used a paper check, then choose Continue
  4. Choose One check or Series of checks, enter the check information, then select Continue.
    • Optional: Select View disclosure for more information.
    • If the check has already cleared, you'll receive a message the stop payment can't be placed.
  5. Review the details, then select Agree & submit

Additional information

  • Stop payment requests are effective for 24 months.
  • A confirmation letter will be mailed to you once your stop payment is placed.
  • If the check is processing or already paid, the stop payment won’t be processed, and no fee will be charged.
  • Business customers with analyzed accounts will be charged a fee amount based on their account agreement. The specific fee amount will be disclosed on your analyzed account statement.
  • If you’d like to cancel a stop payment request, you can use digital banking, call us at 800-USBANKS (872-2657), or visit your local branch.
    See also: How do I cancel a stop payment on a check, ACH, or recurring debit?

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.