No annual fee credit cards are a great option for people who want to build their credit, earn rewards, or save money on interest. Here are some of the benefits of no annual fee credit cards:

  • Many cards offer points and rewards, like U.S. Bank Altitude® Go Visa Signature® Card or a high rate of cash back similar to the U.S. Bank Cash+® Visa Signature® credit card. This can be a great way to save money on your everyday purchases or travel.
  • They can help you build your credit. Using a credit card responsibly and paying your bills on time can help you build your credit score. No annual fee credit cards are a great way to start building your credit history.
  • They can help you save money on interest like the U.S. Bank Visa® Platinum Card with generous purchase and balance transfer benefits. If you carry a balance on your credit card, you'll be charged interest.

How to choose the best no annual fee credit card for you

There are a few things to keep in mind when choosing a no annual fee credit card:

  • What are your spending habits? Look for a card that offers rewards in categories where you typically spend money.
  • What are your goals? Are you looking to build your credit, earn rewards, or save money on interest?
  • What are your needs? Do you need a card with travel benefits, purchase protection, or other perks?

Once you've considered these factors, you can start comparing different no annual fee credit cards. Be sure to read the terms and conditions carefully before you apply for a card.

Overall, no annual fee credit cards can be a great way to earn points and cash back and save money. Compare the U.S. Bank No Annual Fee credit cards below and see which one best fits your lifestyle!

U.S. Bank offers a selection of no annual fee credit cards

U.S. Bank Cash+® Visa Signature® Card

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U.S. Bank Altitude® Go Visa Signature® Card

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U.S. Bank Visa® Platinum Card

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Disclosures

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., or Mastercard International Incorporated or American Express, and the card is available to United States residents only. Mastercard is a registered trademark, and the circles design is trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.