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U.S. Bank Altitude^®Connect Visa Signature^® Card

Earn 20,000 bonus points.¹

Just spend $1,000 in eligible Net purchases in the first 90 days.

Enjoy no annual fee and get all these great benefits.

Plus earn 5X points on prepaid hotels and car rentals.³

4X points on travel and at gas stations/EV charging stations.

2X points on dining, streaming services and at grocery stores.

1X point on all other eligible purchases.

$0 annual fee

Get a decision in as little as 60 seconds.

Mobile Carrier Terms.²

See annual fee and full terms

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U.S. Bank Altitude^®Connect Visa Signature^® Card

Earn 20,000 bonus points.¹

Just spend $1,000 in eligible Net purchases in the first 90 days.

Enjoy no annual fee and get all these great benefits.

5X points³ on prepaid hotels and car rentals booked directly in the Altitude Rewards Center

4X pointson travel. And 4X points at gas stations/EV charging stations* on your first $1,000 each quarter.

2X points on dining, streaming services and at grocery stores*

1X point on all other eligible purchases

* Excludes discount stores/supercenters and wholesale clubs

Additional Benefits

0% intro APR

Get 0% intro APR⁴ on purchases and balance transfers⁵ for the first 15 billing cycles. After that, a variable APR applies, currently 18.24% - 28.24%.⁴

No foreign transaction fees

Enjoy no foreign transaction fees when making purchases outside the United States.

Airport lounge access⁶

Complimentary Priority Pass^™ Select Membership gives you 4 free visits to over 1,600 airport VIP lounges and experiences worldwide.

TSA PreCheck^® or Global Entry® ⁷

Enjoy up to $100 in statement credits toward your application fee once every four years.

Pay over time with a U.S. Bank ExtendPay^® Plan.⁸

Receive a new cardmember $0 fee offer links to full terms and conditions on ExtendPay Plans opened in the first 60 days after account opening.

Global Connectivity ⁹

Stay connected in over 125 countries with complimentary GigSky global mobile data plans.

Travel protections⁹

Protection and assistance when traveling with Trip Cancelation/Interruption, Trip Delay Reimbursement and SmartDelay.

Visa Signature benefits

Special access to unforgettable experiences – from fine wine and food events, luxury hotels and premium car rental service to sporting events, shopping and more.

Apply now

Rewards calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically. The calculator is for illustrative purposes only as actual card usage may produce different results.

Apply now

Awards and Accolades for Altitude Connect

WalletHub

Best Gas Rewards Credit Card

WalletHub’s 2024

Best International Travel Credit Card

WalletHub’s 2024

Best Summer Travel Credit Card

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Frequently asked questions

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. A purchase will not earn additional rewards if the merchant's selected code is in a category that is not eligible for additional rewards earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional rewards.

Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

Footnote 1

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

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Footnote 2

By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

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Footnote 3

U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 5 Points (1 base and 4 bonus Points) for every $1 on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the bonus points for that category. You will earn 4 Points (1 base and 3 bonus Points) for every $1 on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 4 Points (1 base and 3 bonus Points) for every $1 on your first $1,000 each quarter on gas station and electric vehicle charging station purchases (excluding discount stores/supercenters, wholesale clubs and grocery stores/supermarkets). You will earn 2 Points (1 base and 1 bonus Point) for every $1 on purchases in the following categories: restaurant, fast-food restaurant and bar; grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

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Footnote 4

The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

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Footnote 5

Balance transfer transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost or destroyed.

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Footnote 6

Certain terms, conditions and exclusions apply. Number of lounges and experiences is subject to change. Cardholders must enroll at prioritypass.com/usbankaltitudeconnect to receive a 12-month Priority Pass Select membership to access, with their accompanying guests, airport VIP lounges worldwide that participate in the Priority Pass Select program. Enrollment with no membership fee is limited to one account cardholder (including authorized users). Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions.

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Footnote 7

Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your U.S. Bank Altitude Connect Visa Signature Card. You will receive a statement credit for your application fee within 1-2 billing cycles. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security.

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Footnote 8

From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.

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Footnote 9

Certain terms, conditions and exclusions apply. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions. In order for coverage to apply for Trip Interruption/Cancellation and Trip Delay Reimbursement, you must use your Altitude Connect Card to secure transactions. To register your flight for SmartDelay, visit altitudeconnect.smartdelay.com. Please visit gigsky.com/visa-usb-ac to register for GigSky and for further details and full terms and conditions. GigSky benefit is redeemable through November 11, 2025.

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Footnote 10

Maximum Point value applies to Points redeemed for deposit to a qualifying U.S. Bank account or travel. The redemption value may be different if you choose to redeem your Points for other rewards such as merchandise, gift cards and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

U.S. Bank Altitude® Connect Visa Signature® Card

Earn 20,000 bonus points.1

U.S. Bank Altitude® Connect Visa Signature® Card

Earn 20,000 bonus points.1

Additional Benefits

0% intro APR

No foreign transaction fees

Airport lounge access6

TSA PreCheck® or Global Entry® 7

Pay over time with a U.S. Bank ExtendPay® Plan.8

Global Connectivity 9

Travel protections9

Visa Signature benefits

Rewards calculator

See how fast your points add up.

Awards and Accolades for Altitude Connect

WalletHub

WalletHub’s 2024

WalletHub’s 2024

Frequently asked questions

What credit score is needed to qualify for the U.S. Bank Altitude® Connect Visa Signature® credit card?

How does the U.S. Bank Altitude® Connect Visa Signature® Card work?

What rewards can I redeem with my points?

How do I redeem the points I’ve earned on my U.S. Bank Altitude® Connect Visa Signature® Card?

Do points expire on my U.S. Bank Altitude® Connect Visa Signature® Card?

Is my U.S. Bank Altitude® Connect Visa Signature® Card eligible for Shopping Deals?

How do I use Shopping Deals with my U.S. Bank Altitude® Connect Visa Signature® Card?

Is my U.S. Bank Altitude® Connect Visa Signature® Card eligible for Real-Time Rewards?

How do I use Real-Time Rewards on my U.S. Bank Altitude® Connect Visa Signature® Card?

What is U.S. Bank ExtendPay®?

How will I know if I am eligible for a U.S. Bank ExtendPay® Plan?

Looking for a credit card with different benefits?

Compare all credit cards.

Disclosures

U.S. Bank Altitude^®Connect Visa Signature^® Card

Earn 20,000 bonus points.¹

U.S. Bank Altitude^®Connect Visa Signature^® Card

Earn 20,000 bonus points.¹

Airport lounge access⁶

TSA PreCheck^® or Global Entry® ⁷

Pay over time with a U.S. Bank ExtendPay^® Plan.⁸

Global Connectivity ⁹

Travel protections⁹