More than a bank, we’re part of California.

We invest in California communities.*

  • $2.3 million in community development loans and investments to low- and moderate-income communities
  • $39 million U.S. Bank Foundation and corporate giving
  • 73,000 volunteer hours

We live and work here.*

  • 2.5 million customers
  • More than 250,000 business customers
  • 11,000 employees
  • 458 branches
  • 668 ATMs

*Businesses with revenue of $25M or less. Does not include Corporate or Commercial customers. 2. U.S. Government fiscal year Oct. 1, 2021 – Sept. 30, 2022. 3. U.S. Bank Corporate CRA Examination Rating received for the examination period January 1, 2016 through December 31, 2020.

Three professionals, two women and a man, standing near an office window and discussing business

California finance leaders are refocusing their priorities.

CFOs and other finance leaders at California companies responded to our annual survey and told us what’s most important to them in today’s unique economic and business environments. What do they view as the top priority? Cutting costs in the finance function. What risk tops their agendas? The pace of technological change.

Check our California-specific report for in-depth survey results and analysis.

Industry Expertise

A strong national bank, deeply rooted in California industries.

Our relationship managers combine their local roots and industry knowledge with the strength and stability of the nation’s fifth largest bank to help California businesses thrive.

Agribusiness

From equipment financing to solutions for ranching, nurseries and agriculture, we understand the unique challenges of agribusiness. Our dedicated agribusiness lending team has the expertise to provide customized, flexible solutions that support your business goals and strategies.

Wine/Viticulture

Whether it’s land acquisition, barrel finance or supply chain solutions, we help clients succeed in viticulture. You deserve a financial partner that can take a hands-on approach to supporting the wine industry, and the experience to help you reach your business growth goals.

Environmental services

We support the environmental services industry with a dedicated and sector-experienced team. You’ll benefit from a full array of capital-raising solutions, specialized products and risk management options. We meet your financing needs regarding equipment, infrastructure, revolving credit and more.

Elevate your goals with solutions tailored to how your business works.

There’s no such thing as one-size-fits-all in business. Discuss your unique business situation with one our trusted relationship managers so we can analyze and identify ways to get the most from our suite of banking solutions.

Equipment financing for Southern California businesses

Expand your business with commercial equipment financing.

Use a temporary, virtual credit card

Send middle-market payments instantly and virtually, no card required.

Corporate credit cards for Southern California businesses

Simplify travel and entertainment expenditures with a corporate card.

Image courtesy of AeroVironment, Inc.

Case study: AeroVironment’s company expansion fueled by U.S. Bank

AeroVironment rocketed into the headlines as a prominent contractor involved in developing the Ingenuity Mars Helicopter that NASA/JPL flew on Mars. At the same time, the acquisition of Arcturus UAV and two other companies fueled its expansion into the Group 2/3 unmanned aircraft market here on Earth.

Find out how the deal came together with financing from U.S. Bank and two other large financial organizations, including a $200 million term loan and $100 million line of credit.

Let our insights inform the business decisions of tomorrow.

Pay foreign suppliers in their currency.

Are you not paying foreign suppliers in their local currency? Read four goals to consider when looking for ways to improve how your organization pays for imports.

Take business expenses off employees’ personal card.

Stop paying for business expenses on a personal card. Read about the proven value of corporate cards to manage business transactions.

Use award-winning digital onboarding for treasury.

As demand grows for innovative banking technology, it’s critical to make those innovations accessible and actionable. U.S. Bank was honored for achieving both of those goals with a pair of Model Bank awards.

Headshot of Brian Mulvaney, U.S. Bank California Market President

From our leader

“Our Southern California team brings together the best of U.S. Bank and Union Bank. We are grounded in our ethical reputation, and financial strength and stability. We put our hyper-local knowledge to work to build solutions that propel your business forward.”

Brian Mulvaney,
Senior Vice President, California Market President

Consult with our Southern California team today.

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Disclosures

Investment products and services are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency

The information provided represents the opinion of U.S. Bank and U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bank:

Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

For U.S. Bancorp Investments, Inc.:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank National Association.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Foreign-denominated funds are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.