Payee choice: Digital payments and disbursements

Bring convenience and choice to your payees.

In this mobile society, you and your payees need on-the-go options. Let your payees choose how they receive payments by offering alternatives to legacy options like paper checks.

U.S. Bank Payee Choice streamlines your process for issuing payments within a single disbursement platform. With seamless integration into your system, you can instantly improve customer satisfaction and improve your efficiency through a combination of fast digital payments and more traditional methods.

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Simplify your disbursement process with our digital payment solution.

With the changing payments landscape, the people you pay expect more of everything: convenience, choice and speed. That’s why Payee Choice allows the person receiving payment to choose the payment method that best fits their life:

Payee is notified of payment by email and text message, directing them to a personalized website where they choose their preferred method.
Payment is sent via the chosen method.
Payee data is securely stored for future payments, so you don’t have to maintain sensitive information.

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Offer the latest digital payment choices.

Take advantage of the latest digital payments with our ever-growing capabilities. We’ll continue to add capabilities as payments evolve, so it’s one less thing to worry about as you keep pace. Payees can choose from emerging digital and traditional payment options, including:

Real-time payments (RTP®)
Zelle®
Push-to-card
ACH
Prepaid card
Paper check

Benefit your payees – and your business.

Meet consumer demand for digital payment options.
Lower risk and cost by decreasing manual payments.
Streamline your operations through simplified payment initiation.
Reduce your need to store sensitive data.
Improve visibility through online payment processing and enhanced reporting.
Lighten IT resource demand with our easy plug-and-play option.

How Payee Choice provides solutions for your industry:

Utility companies

Customer refunds for discontinued service.

Colleges and universities

Tuition refunds, student athlete expense reimbursements or research study payments.

Gig economy

Immediate pay for short-term and/or freelance workers.

Healthcare

Patient refunds for credit balances.

See Payee Choice in action.

A partnership with U.S. Bank helped Saint John’s University and the College of Saint Benedict address pandemic challenges by enabling electronic payment options.

Get answers to your digital disbursement and Payee Choice questions.

Discover how Payee Choice can simplify your payments world.

A single disbursement platform that integrates into your existing system is not too good to be true. U.S. Bank Payee Choice is the solution. Our digital payments experts can explain how.

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Disclosures

RTP^® is a registered trademark of The Clearing House Payments Company LLC.

Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products offered by U.S. Bank National Association. Member FDIC. Products and services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. You will need Internet access on your mobile device and may be charged access fees by your carrier, dependent upon your mobile plan. Check with your carrier for details on specific fees and charges.

Prepaid cards are issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Member FDIC.