Banking made easy

Explore the basics of online and mobile banking along with some of our tools.

Track your spending.

See all your finances in one place, breeze through budgets and track spending through personalized insights.

Set personalized savings goals.

Set a goal in the mobile app or online banking for things such as retirement and major purchases. Then set up regular transfers to a savings or investment account to reach them.

Tackle monthly bills.

View, track and pay your bills securely with the top-ranked U.S. Bank bill pay.

Send, receive and request money.

Take the hassle out of sending,1 receiving and requesting2 money with people you trust.

Deposit checks anytime, from anywhere.

Take a photo with your mobile device and upload it through the mobile app.

Keep tabs on your credit score.

Check, monitor and improve your credit for free.3

We have your back with secure online banking.

Our industry-leading encryption and security features are always on to protect you and your information.

Digital security guarantee

You aren’t liable for any unauthorized transactions made with the mobile app or online banking.4

Security center

Boost the security of your accounts in minutes by easily enabling security features.

Data privacy

Share your financial information only with those you choose.

Automatic security alerts

There’s no need to sign up for alerts that inform you of important activity such as requests to change your password.5

Bank securely from home or anywhere else.

Download the award-winning and secure U.S. Bank Mobile App6 and open a checking or savings account in minutes.

Open a bank account Get the U.S. Bank Mobile App
Using Smart Assistant in mobile and online banking

Ask U.S. Bank Smart Assistant® for help in the U.S. Bank Mobile App and online banking.

Get answers and complete common banking tasks quickly with our virtual assistant.

Frequently asked questions about online and mobile banking.

Take the next step

Enroll in online banking
Log in
ATM banking
Make an appointment
Start of disclosure content

Disclosures

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

  1. Footnote 1

    To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply.

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  2. Footnote 2

    Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

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  3. Footnote 3

    Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and is not used by U.S. Bank to make credit decisions.

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  4. Footnote 4

    Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF)  for details.

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  5. Footnote 5

    For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Please be advised that these alerts may not be sent immediately. Visit Cellular phone contact policy for additional information.

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  6. Footnote 6

    Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

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Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Paze and the Paze related marks are wholly owned by Early Warning Services, LLC and are used herein under license.