Compare your boat financing options.

Whether you’re buying a new or used boat or refinancing your current boat loan, we have options for your financing journey.

BOAT SHOPPING

Shop and finance your next boat all in one place.

Browse and apply for a new or used boat from our participating dealerships. If approved, the dealer will have your pre-approval ready when you arrive for a smoother purchase experience.

Learn more Shop now

BOAT FINANCING PRE-APPROVAL

Pre-approval puts you one step ahead.

Know what you can spend so you can shop with confidence for a new or used boat. Your U.S. Bank boat financing pre-approval is good at any of our participating dealerships. 

Apply now Learn more

BOAT LOAN REFINANCE

Refinancing your boat loan could help you save.

If you’re looking for a better term or interest rate, a U.S. Bank boat refinance could help. Not available in all states.1

Apply now Learn more

Tools to get you off dry land

Estimate your boat payment.

Use our boat financing calculator to estimate your rate and monthly payment for a new or used boat.

Calculate your payment

Search participating dealerships.

When you’re ready to buy, your U.S. Bank boat financing pre-approval is good at any of our participating dealerships.

Find a dealership

Boat buying tips

What kind of boat is right for you?

Learn about different boat styles to find the answer to your marine dreams. 

Explore boat types

Should you buy a new or used boat?

When buying a boat, there are good reasons to consider both new and used. Let us help you decide.  

Learn the pros and cons

Costs of owning a boat 

Be sure you consider the long-term costs of boat ownership when budgeting for your purchase. 

Learn about boating expenses

Take the next step

Apply now
Call 800-342-4310
Make an appointment
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Disclosures

  1. Refinancing is available in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.

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U.S. Bank assists its customers by working with dealers across the nation. Financing pre-approval is only valid at a dealer with which U.S. Bank works. U.S. Bank is not affiliated with these dealers and makes no representations or warranties regarding the dealers, their inventory, related products or services. All vehicle and related product information included on this site is provided by the dealer, who is solely responsible for the content, representations about itself and the vehicle, including pricing, services and promotional statements. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, pricing or related products should be directed to the dealer. The dealer will work with you to finalize financing terms.

The dealer may request your permission to obtain information from one or more credit reporting agencies. The dealer will ask for your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.

Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.