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U.S. Bank Altitude^®Go Visa Signature^® Card

Earn 20,000 bonus points.¹

Just spend $1,000 in eligible Net Purchases in the first 90 days.

Enjoy no annual fee and get all of these great benefits.

Plus earn 4X points on dining, takeout and restaurant delivery.³

2X points at grocery stores, gas stations/EV charging stations and on streaming services.

1X point on all other eligible purchases.

$0 annual fee

Get a decision in as little as 60 seconds.

Mobile Carrier Terms.²

See annual fee and full terms

Next step: Apply

U.S. Bank Altitude^®Go Visa Signature^® Card

Earn 20,000 bonus points.¹

Just spend $1,000 in eligible Net Purchases in the first 90 days.

Enjoy no annual fee and get all of these great benefits.

4X points³ on dining, takeout and restaurant delivery on your first $2,000 each quarter

2X points at grocery stores* and gas stations/EV charging stations*

2X points on streaming services

1X point on all other eligible purchases

* Excludes discount stores/supercenters and wholesale clubs

Additional benefits

No annual fee ⁴ and low intro APR

Enjoy no annual fee and get 0% intro APR⁴ on purchases and balance transfers⁵ for the first 15 billing cycles. After that, a variable APR applies, currently 18.24% - 28.24%.⁴

Redemption choices.

Redeem points toward a deposit to an eligible U.S. Bank account, merchandise, gift cards, travel and more. Plus, redeem for charity and get 100% match.⁶

Pay over time with a U.S. Bank ExtendPay^® Plan.⁷

Receive a new cardmember $0 fee offer link to full terms and conditions on ExtendPay Plans opened in the first 60 days after account opening.

Streaming bonus⁸

Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify^® and more.

Apply Now

Awards and Accolades for Altitude Go

NerdWallet’s 2024

Best-Of Awards winner for Best Credit Card for Dining Benefits (4X winner)

Kiplinger's 2021

Gold Medal Best Dining Rewards Card

CardRatings’ 2021

Best Credit Card for Dining Out/Takeout/Delivery

Enjoy a streaming bonus⁸ on us!

$15 streaming service credit after 11 months of streaming purchases
2X points³ on your streaming services

Includes Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, LiveOne, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV. Merchant list is subject to change.

Rewards Calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically. The calculator is for illustrative purposes only as actual card usage may produce different results.

Apply Now

Frequently asked questions

Looking for a credit card with different benefits?

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Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.

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Build or reestablish credit.

Earn rewards while building credit for the future with the Altitude® Go Visa® Secured Card.

Learn more

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. A purchase will not earn additional rewards if the merchant's selected code is in a category that is not eligible for additional rewards earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional rewards.

Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

Footnote 1

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

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Footnote 2

By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

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Footnote 3

U.S. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. Net Purchases are Purchases minus credits and returns. You will earn 3 Bonus Points (4 Points total) for every $1 on restaurant, fast-food restaurant and bar purchases. IMPORTANT CHANGE: Effective April 14, 2025, you will earn 3 Bonus Points (4 Points total) for every $1 on your first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases. You will earn 1 Bonus Point (2 Points total) for every $1 on purchases in the following categories: grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart); gas station and electric vehicle charging station (excluding wholesale clubs, discount stores/supercenters and grocery stores/supermarkets) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

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Footnote 4

The 0% introductory APR applies to Purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to Cash Advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

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Footnote 5

Balance Transfers transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585. After 10 days from account opening, requests to stop payment on Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost or destroyed.

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Footnote 6

Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

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Footnote 7

From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.

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Footnote 8

An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (not past due or overlimit). Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

U.S. Bank Altitude® Go Visa Signature® Card

Earn 20,000 bonus points.1

U.S. Bank Altitude® Go Visa Signature® Card

Earn 20,000 bonus points.1

Additional benefits

No annual fee 4 and low intro APR

Redemption choices.

Pay over time with a U.S. Bank ExtendPay® Plan.7

Streaming bonus8

Awards and Accolades for Altitude Go

NerdWallet’s 2024

Kiplinger's 2021

CardRatings’ 2021

Enjoy a streaming bonus8 on us!

Rewards Calculator

See how fast your points add up.

Frequently asked questions

What credit score is needed to qualify for the U.S. Bank Altitude® Go Visa Signature® credit card?

How do I earn points on my U.S. Bank Altitude® Go Visa Signature® Card credit card?

What rewards can I redeem with my points?

How do I redeem the points I've earned on my U.S. Bank Altitude® Go Visa Signature® Card credit card?

Do points expire on my U.S. Bank Altitude® Go Visa Signature® Card credit card?

Is my U.S. Bank Altitude® Go Visa Signature® Card eligible for Shopping Deals?

How do I use Shopping Deals with my U.S. Bank Altitude® Go Visa Signature® Card?

Is my U.S. Bank Altitude® Go Visa Signature® Card eligible for Real-Time Rewards?

How do I use Real-Time Rewards with my U.S. Bank Altitude® Go Visa Signature® Card?

What is U.S. Bank ExtendPay®?

How will I know if I am eligible for a U.S. Bank ExtendPay® Plan?

Looking for a credit card with different benefits?

Compare all credit cards.

Build or reestablish credit.

Disclosures

U.S. Bank Altitude^®Go Visa Signature^® Card

Earn 20,000 bonus points.¹

U.S. Bank Altitude^®Go Visa Signature^® Card

Earn 20,000 bonus points.¹

No annual fee ⁴ and low intro APR

Pay over time with a U.S. Bank ExtendPay^® Plan.⁷

Streaming bonus⁸

Enjoy a streaming bonus⁸ on us!