Why Avvance?

You work hard to attract and serve your customers. When customers walk away from a purchase, it impacts your business. Make flexible financing the next step in your business plans, so you and your customers can start saying “yes” to more.

  • Offering financing solutions can turn those sales opportunities into sales wins today.
  • Presenting your customers with the option to be pre-approved for financing with no impact to their credit score until they complete their purchase can help them shop with confidence.
  • Offering a lending option at the point-of-sale gives your customers the power to quickly choose and accept financing options in real time.

How Avvance fits with your business

Avvance is a first-of-its-kind integrated financing solution with loans issued by U.S. Bank, offering the service and security you expect from a financial solution provider.

Avvance offers a POS lending experience that fits businesses with typical transaction sizes between $300 and $25,000, making it ideal for home improvement, elective healthcare merchants and more.
 
Talk to us about adding Avvance as a payment option and enabling your customized consumer pre-approval  link to start generating new sales opportunities today.  

Get started

A new way to grow your business, hassle-free

Get paid in full, upfront

Receive your funds in full, within 48 hours, on every transaction.

Increase transaction sizes

Financing makes important purchases possible.

Win more sales, more often

Give your customers the confidence to buy now.

Stand apart from the competition

Attract more customers with 0% financing for shorter periods or help customers spread payments over a longer term with a competitive rate. You decide.

Customers expect convenience

62%

of consumers favor fixed monthly payment plans

1 in 5

consider Buy Now, Pay Later financing for purchases $1,000 and higher

76%

expect a seamless point-of-sale experience

Add value to platforms

Software Integration Benefits

Seamlessly integrate our lending platform with your existing software solution.

Scale Your Business

The modular set of APIs allows you to use Avvance as a standalone plug-and-play solution, a fully embedded custom integration or something in between.

Partner with a Trusted Brand

Garner brand recognition and credibility with U.S. Bank so you can trust that your customers are in good hands.

24/7 support

Leverage existing U.S. Bank support operations known for exceptional service and point-of-sale solutions.

White paper

The Business of Buy Now, Pay Later and Point-of-Sale Lending 

Frequently asked questions

Ready to get started?

Find a branch
Make an appointment
Request a call
Call 833-204-0055
Start of disclosure content

Disclosures

The creditor and issuer of Avvance installment loans is U.S. Bank National Association.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

  1. Footnote 1

    Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

    Return to content, Footnote 1