Optimize your business payments.

Whether you're a small or large business, high volume or large dollar amount, you can send money to fit your unique needs.

Same-day transfers

Funds available immediately with domestic transfers arriving same-day.

Safe and secure

Get additional security features embedded to safeguard your account.

Payment automation

Batch wires allows you to prepare transactions throughout the day in a single data file.

Compare your payments options.

Find the right features to fit your business needs.
 

Features

Branch

Online and mobile banking

SinglePoint Essentials

Wire Transfers

Transaction type

Domestic and International

Domestic only

Domestic and International

Transaction volume

Single transactions only

Single transactions only

Single transactions and Batch Upload

Who can transact

Account owners only

Account owners only

Accommodates multiple users

Digital Platform

Not applicable

Online Banking & U.S. Bank Mobile App

SinglePoint Essentials & Mobile SinglePoint

Wire Transfers

Features

Transaction type

Branch

Domestic and International

Domestic only

SinglePoint Essentials

Domestic and International

Transaction volume

Branch

Single transactions only

Single transactions only

SinglePoint Essentials

Single transactions and Batch Upload

Who can transact

Branch

Account owners only

Account owners only

SinglePoint Essentials

Accommodates multiple users

Digital Platform

Branch

Not applicable

Online Banking & U.S. Bank Mobile App

SinglePoint Essentials

SinglePoint Essentials & Mobile SinglePoint

Branch

SinglePoint Essentials

HELPFUL KNOWLEDGE AND TIPS

Expand your knowledge about payments for your business.

Crack the SWIFT code for sending international wires

Break free from cash flow management constraints

Making the cross-border payment decision: Wire or international ACH?

Frequently asked questions

Start of disclosure content

Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Foreign-denominated funds are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).

Eligibility requirements and restrictions apply. Fees for wire transfers initiated in mobile and online banking will be displayed before confirmation. Please refer to the Digital Services Agreement for more information.

In limited cases, funds may take longer than 24 hours to be delivered. Funds can only be sent on business days between 7:30 a.m. and 4:30 p.m. CT. For more information about making wire transfers, see the Wire transfers FAQ.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

General conditions and fees may apply. See a business banker for details.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.