Benefits of U.S. Bank business checking accounts

Security

Minimize risk and protect company information with fraud prevention tools.

Money movement

Transfer money and pay multiple billers in minutes.

Connect programs

Integrate your third-party accounting, budget management and tax programs for a full view of your finances.

Monitor cash flow

Forecast cash flow with a business banking dashboard to help you plan ahead.


Business accounts you need to succeed

Open an account today with a minimum deposit of $100, then add more money as you grow. For a comprehensive list of account pricing, terms and policies, reference the Business Pricing Information Brochure.

Silver Business Checking Package

Best for new or small businesses with basic banking needs

  • 125 free transactions per statement cycle1
  • $0.50 fee for each additional transaction2

$0 monthly maintenance fee

Apply now Learn more

Gold Business Checking Package

Best for businesses with more banking activity

  • 350 free transactions per statement cycle1
  • $0.45 fee for each additional transaction3

$20 or $0 monthly maintenance fee4

Apply now Learn more

Platinum Business Checking Package

Best for established businesses with higher balances

  • 550 free transactions per statement cycle1
  • $0.40 fee for each additional transaction8

$30 or $0 monthly maintenance fee4

Apply now Learn more

Specialty business checking accounts
 

Nonprofit Checking Account

Ideal checking account features for nonprofit businesses

  • $0 monthly maintenance fee
  • 1,800 free transactions per calendar year 1
  • $0.50 fee for each additional transaction 2
Apply now Learn more

Premium Business Checking Package

Premium services to help you plan and progress

  • $33 monthly maintenance fee
  • Offset account fees through an earnings credit , which is calculated based on your balance 9,10
  • Earn credit on qualifying balances
Find a branch Learn more

What you’ll need to apply

Learn more about application requirements based on your business structure.

We’ll help you get started

Compare business checking accounts.

Get an in-depth snapshot of our business checking accounts.

Unsure which account is right for you?

Answer a few questions to find the right fit for your business. 

Easily switch to a U.S. Bank business checking account.

Use our business EZ Switch Kit to transfer to a U.S. Bank business checking account. 

Business banking 24/7

Mobile banking

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Online banking

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Business bankers

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Frequently asked questions

Ready to get started?

Find a branch
Make an appointment
Request a call
Call 855-560-5787
Start of disclosure content

Disclosures

For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).

Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Other conditions and restrictions may apply. Terms may change without notice.

  1. Footnote 1

    A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

    Return to content, Footnote 1
  2. Footnote 2

    Transactions are $0.50 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

    Return to content, Footnote 2
  3. Footnote 3

    Transactions are $0.45 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

    Return to content, Footnote 3
  4. Footnote 4

    Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance ($25,000 for interest-bearing option) OR $20,000 combined average collected business deposit balances ($50,000 for interest-bearing option) OR $50,000 combined average collected business deposits and outstanding credit balances ($75,000 for interest-bearing option). Platinum Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.

    Return to content, Footnote 4
  5. Footnote 5

    Business deposit balances only. Balances will be verified 1 day prior to the last day of your statement cycle.

  6. Footnote 6

    Interest rates subject to change without notice.

  7. Footnote 7

    Business credit outstanding balances only. Balances will be verified 1 day prior to the last day of your statement cycle.

  8. Footnote 8

    Transactions are $0.40 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

    Return to content, Footnote 8
  9. Footnote 9

    Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.

    Return to content, Footnote 9
  10. Footnote 10

    Earnings Credit Rates may change at any time without prior notice. Earnings Credit: Average Collected Balance Available for Earnings Credit Services (x) Earnings Credit Rate (x) Actual Days in Month (÷) Actual Days in Year. Refer to your Customer Analysis Statement for your current Earnings Credit Rate. For additional information call 855-955-2760 or visit your local branch to talk with a Business Banker.

    Return to content, Footnote 10