CD Special

Earn more, save faster with a CD Special.

Get returns with Annual Percentage Yield (APY) that eclipse traditional savings accounts.
See your rates by adding your ZIP code below.

CD Special rates

STARTING AT

4.00%

APY for 5 months

3.50%

APY for 9 months

3.00%

APY for 13 months

Rates vary by term and location. ¹²³⁴⁵Check yours below before opening an account.

CD Special

Earn more, save faster with a CD Special.

Get returns with Annual Percentage Yield (APY) that eclipse traditional savings accounts.
See your rates by adding your ZIP code below.

Enter your ZIP code to explore CD rates in your area.

Opening an account online is easy. Start by getting rates based on your ZIP code, then select your terms and rates to see how to build your savings.

A ZIP code is required to check local rate information.

We don't recognize that ZIP code. Please try again.

We're sorry. Rate information is not available for that ZIP code.

CD Special

With a CD Special, you lock in the best CD rates we offer to the general public. And if you already bank with us, we may be able to offer you an even better bonus rate. Open your CD Special account with a $1,000 minimum deposit. ¹²³⁴

Certificate of Deposit Tier Range

CHOOSE YOUR ANNUAL PERCENTAGE YIELD ⁵

Open account

Competitive

This CD offers our most competitive, promotional rates - and great returns.

Guaranteed

Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose. ⁴

FDIC-insured

As with all our CDs, the CD Special is FDIC-insured up to $250,000. ¹

How much can you earn?

Choose your opening deposit, and term length to see how much you can earn. ¹²³⁴ The Annual Percentage Yield ⁵ (APY) is effective March 15, 2025 for ZIP code . (Edit ZIP code)

Specify your deposit amount to get started.

CD Special

Deposit amount

Please enter an amount between $1,000 and $250,000.

YOUR ESTIMATED TOTAL EARNINGS

Your deposit: $0

Estimated Earnings: $0

3 great reasons why you should open a CD account

More for your money

CDs offer our most competitive, promotional rates - and great returns.

Guaranteed returns

Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.

FDIC insured

As with all our CDs, the CD Special is FDIC-insured up to $250,000 ¹

CD laddering

Make the most of short-term and long-term CDs.

Get the flexibility you need to customize your savings and take advantage of guaranteed returns.

Learn more

Ready to get started?

Call 800-872-2657

Visit a branch

Make an appointment

Disclosures

Footnote 1

FDIC insured to the maximum allowed by law.

Return to content, Footnote 1
Footnote 2

$1,000 minimum opening deposit up to a maximum of $250,000.

Return to content, Footnote 2
Footnote 3

Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

Return to content, Footnote 3
Footnote 4

Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

Return to content, Footnote 4
Footnote 5

Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

Return to content, Footnote 5

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Refer to Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure for a summary of fees, terms and conditions that apply.