Consumer Report Disputes

We may report information about negative account activity on credit and deposit accounts to Consumer Reporting Agencies (CRA). As a result, this may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a Consumer Report Dispute. In order for us to assist you with your dispute, please provide the following information:

  • Your name, address and phone number
  • The account number and type of account
  • The specific information you are disputing, including an explanation of why it is incorrect
  • Copies of any supporting documentation (e.g., affidavit of identity theft), if applicable

Based on your account type, provide the information to the appropriate group:

Credit Cards and Personal Line of Credit:
U.S. Bank
Attn: CBR Disputes
P.O. Box 108
St. Louis, MO 63166-9801

Home Mortgage and Home Equity Installment Loans:
U.S. Bank
Attn: Consumer Bureau Management Department
PO BOX 21844
Eagan, MI 55121

Checking and Savings Accounts
Equiline / Home Equity Line of Credit
Personal Loan
Reserve Line of Credit
Auto, Boat and Other Vehicle Loans
Auto Leases
Manufactured Housing:

U.S. Bank
Attn: CRA Management
P.O. Box 3447
Oshkosh, WI 54903-3447
844-624-8230