Ready to purchase a car? Here’s useful information to help you get started with your auto financing.
What to gather
Gather the following information:
- Desired loan amount
- Your Social Security number
- Your employer's name and address
- Your annual gross income (before deductions)
- Car lienholder name and payoff amount (for auto refinancing or for private-party purchase with a lien)
How to apply for an auto loan
Choose from our three convenient ways to begin the car loan approval process:
- Apply online.
- Call 833-662-3306 or 800-685-5065 (TDD). We accept relay calls.
- Visit your local U.S. Bank branch for help with your application.
How long does it take for loan approval?
We’ll process your loan application as quickly as possible. We may ask you to provide additional documents, such as automobile insurance information or proof of income. Most applicants get a credit decision in two hours or less (during normal business hours).
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