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Boat Loans & Boat Financing

Stay afloat with great new and used boat loan rates.

Are you ready to make some waves? If you’re interested in purchasing a new or used boat to compliment your active lifestyle, U.S. Bank offers loans up to $150,000 to help you get off dry land and on the water.

U.S. Bank provides flexible financing to purchase or refinance new or used boats.1 You’ll also enjoy U.S. Bank’s competitive boat loan interest rates as well as flexible repayment terms and low monthly payment options. Tired of waiting to find out what you qualify for? U.S. Bank makes same-day credit decisions so you can get on the water faster.



Our Boat Loans range from $5,000 to $150,000. We finance:

  • All types of new and used sailboats, motorboats and yachts
  • Large U.S. Coast Guard documented vessels
  • Boat trailers

Want to know how much you could save? Calculate your monthly Boat Loan payment using the Loan Payment Calculator.2

Other Vehicle Financing

U.S. Bank also offers financing for:

  • Motorcycles
  • ATVs
  • Snowmobiles
  • Personal watercraft

For information or to apply, call 800-914-2708 or 800-685-5065 (TDD) or visit your local U.S. Bank branch.

Equal Housing LenderEqual Housing Lender

  1. Subject to normal credit approval. Terms and conditions may vary between branch locations.

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  2. Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit, and we are not qualifying you for any credit product. We encourage you to seek personalized advice from qualified U.S. Bank professionals regarding all personal finance issues. For specific tax advice, see a professional tax service provider.

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Credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC.

Get Started

Online

By Phone

800-914-2708

In Person

Loan Payment Calculator2

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