PREQUALIFY

Best if you want a quick and easy estimate

Est. 5 min to complete

We’ll ask a few questions about your income and spending and provide an estimate of how much you could borrow.

  • Helps with early home shopping
  • Won’t impact your credit report

MORTGAGE APPLICATION

Best if you’re preparing to make an offer on a home.

Est. 30 min to complete

Your application is the gateway to your new mortgage. We use it to peel back the layers and provide you with loan options that best fit your home-buying and financial goals.

  • Required detailed personal and financial info
  • We’ll pull your credit report to assess your credit history.
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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.