We'll need to speak with you to make any type of withdrawal. Whether it's at the time the CD matures, to make an Interest-only withdrawal, or a partial withdrawal. Please call us at 800-872-2657 or visit your local branch for assistance. See: How do I schedule an appointment at a U.S. Bank branch?
The best time to withdraw funds is when the term of your CD has ended (i.e., matured). By waiting until the CD has matured, you can avoid fees and penalties.