Corporate mobile pay

Mobile payments are a form of purchasing that allows U.S. Bank clients to use their card to make purchases with a phone or other compatible device. The mobile purchasing options available include Apple Pay, Samsung Wallet, Google Wallet and Garmin Pay.

The biggest advantage of mobile payment is convenience. Using your mobile device or wearable to pay for business expenses can save time normally spent pulling out a card from your wallet. Additionally, mobile payments provide a reliable digital backup if you forget your physical plastic card at home.

Typically, merchants that accept mobile payments show one or all of these symbols at checkout or on the card reader device:

• Contactless payments 
• Apple Pay 
• Google Wallet 
• Samsung Wallet

Most new phones can make mobile payments using a payment application (app), like Apple Pay, Samsung Wallet and Google Wallet. The appropriate app for mobile payments is likely already loaded on your phone if the functionality is available.

To add your U.S. Bank corporate credit card to your phone:

1. Open the mobile payment app specific to your phone.
2. Take a picture of the card, which captures the card information, or enter the card information manually.
3. Follow the instruction to complete setup and verify your identity, if required.

Yes. Each of the mobile purchasing options has their own technology for ensuring that your mobile purchases are secure, but one common method they all use is tokenization. When you add a card to a payments app, a unique number, or token, is generated to make a payment. This means merchants never see your card number and personal information, which adds an extra layer of security. Using a mobile app to pay instead of a physical card often results in a faster and more secure transaction.

Additional authentication through the call center may be required, depending on certain account conditions.

A tokenized version of your physical card is saved to the wallet to improve security. The last 4 digits shown on the receipt are from the tokenized card.

There are several factors that affect the card art. The card art on the U.S. Bank Corporate Travel Card for example, is the same for any client using the mobile payments at this time. In addition to the overall look, information that may normally display on a physical card is masked or intentionally left off a digital image of the card for the sake of security.

The same restrictions that prevent certain purchases from being successful with a physical card also apply when making mobile payments. Cardholders who experience a decline at the point of sale should contact Cardmember Services at 800-601-3842 to review the transaction.