Send and receive payments with fast, secure and reliable international wire transfer solutions.

Send wires.

Send wires in 48 currencies* to more than 195 countries.

*48 currencies via SinglePoint only. Currencies offered vary by channel.

Receive wires.

Receive wire payments in 25 currencies.

Leverage Swift.

Use Swift for payment instructions and notifications.

Stay connected.

Choose from a variety of connectivity options.

How do outbound international wires work?

Send money in either U.S. dollars or foreign currency from your U.S. dollar or foreign currency account with U.S. Bank. Foreign currency offerings vary by channel.

SinglePoint®

Send one-time wires from our treasury management platform and create templates for repetitive wires. Real-time foreign exchange rates are provided during foreign currency wire initiation.

Foreign exchange

Use a pre-booked foreign exchange contract or have U.S. Bank assign an FX rate at the time of processing. Pre-booked contracts are not available for the Swift channel.

Batch wire

Initiate a file of single or high-volume batches of daily wires and schedule transmissions of multiple currencies.

Consolidated Payables

Originate payment types in multiple currencies through a single file using our Consolidated Payables feature.

Swift

Send individual wire payments and leverage Swift GPI for status updates via SinglePoint. Use Swift FileAct for bulk transactions.

Direct Wire API

Integrate wire capabilities directly into your own system.

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How does receiving international wires work?

Receive funds in foreign currencies or U.S. dollars from your international customers using the Swift network. Incoming funds will be credited to your U.S. dollar or foreign currency account. You also can simplify reconciliation with robust remittance detail in SinglePoint leveraging Swift GPI reporting.

Wire payments are migrating to ISO 20022.

The long-awaited standardized messaging format known as ISO 20022 is coming to the wire payments industry by 2025. Visit our dedicated page for background information, FAQs and more to help you prepare for the transition.

Read insights about international wire transfers.

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International wire transfer or ACH?

ACH and wires are both viable methods of making and receiving payments internationally. But how do you choose the right one for your company’s needs?

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Crack the Swift code for international wires.

What is Swift? What is a BIC number? What are IBANs? Learn the language of international wires with our guidance.

Get guidance on international wires.

Learn more about how international wires and how to use them effectively with advice from U.S. Bank payment experts.

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Start of disclosure content

Customers using SinglePoint, Batch Wire and Consolidated Payables can contact their foreign exchange marketer for a pre-booked FX rate or have U.S. Bank assign an FX rate at the time of processing.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

Deposit products offered by U.S. Bank National Association. Member FDIC. Eligibility requirements, other fees and conditions may apply. Rates are subject to change without notice.

Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.