Cash flow tool

The U.S. Bank cash flow tool provides you with the means to track the movement of money into and out of your business accounts over time. Use the historical tab to review your end-of-day cash balances and identify any trends in your balance history. The cash flow forecast estimates future balances and identifies potential cash shortfalls or surpluses.

It's easy to use the U.S. Bank cash flow forecast tool. If you have a U.S. Bank business checking or savings account and are enrolled in Online Banking, you already have access to the cash flow tool. Cash flow appears on your Online Banking dashboard when you log in. If you don’t bank online, you can enroll in online banking.

You can view the last six months of your end-of-day account balances on the historical cash flow view. The cash flow forecast tool can help you estimate your end-of-day cash balances up to 90 days into the future. However, it's important to note that this tool requires at least 62 days (or about 2 months) of account activity before it can generate a forecast.

Keeping your money and information safe is our top priority. Your information is protected with the same technology we use to keep your bank account safe. Your account information is never shared.

The only data used to calculate a business’s cash flow figures are the combined end-of-day balances of your U.S. Bank business checking and savings accounts.

Many people confuse the concepts of cash flow and profit. Profit is the amount of cash left after all expenses have been paid. Cash flow is the movement of money into and out of a business. Both profit and cash flow are metrics used to gauge a business’s financial health.