We offer a wide range of financial products, services and tools to individuals, families, small- and mid-sized businesses, large companies, governmental agencies and institutions. From checking accounts and voice banking to card readers and corporate bonds, we aim to serve customers with a blend of human expertise and leading digital innovation. Our U.S. Bank Mobile App, for example, has provided 2 billion personalized insights to customers about spending trends, saving opportunities and more.

Checking: Everyday checking accounts with digital tools and branch access.

Savings: Savings accounts and CDs to help customers meet short- and long-term goals.

Mortgages: Home purchase, refinance and home equity options.

Auto/RV Loans: Financing for vehicles and recreational vehicles.

Business Banking: Commercial checking, lending and cash management for small and middle-market businesses.

Payment Services: Card services, merchant acquiring and corporate treasury solutions.

Wealth Management: Wealth advisory, asset management and trust services.

Merchant Services: Point-of-sale, payments processing and related merchant solutions (Elavon).

Wealth, Corporate, Commercial and Institutional Banking: Core banking, specialized lending, transaction and payment processing, capital markets, asset management, and brokerage and investment related services to wealth, middle market, large corporate, commercial real estate, government and institutional clients.

Treasury and Corporate Support: Includes the company’s investment portfolios; funding; capital management; interest rate risk management; income taxes not allocated to the business lines, including most investments in tax-advantaged projects; and the residual aggregate of those expenses associated with corporate activities that are managed on a consolidated basis.

Yes. We have a solid history of financial strength, risk discipline and strategic growth. Even in times of economic hardship, we’ve been steadfast for our customers while delivering value to our shareholders by maintaining a long-term focus, disciplined risk management and a commitment to doing the right things consistently. Our recent stress test results underscore the strength of our balance sheet, the resilience of our business model and our ability to continue serving clients though a wide range of economic scenarios.

Yes, U.S. Bancorp [NYSE: USB] is the publicly traded parent company of U.S. Bank,the fifth-largest commercial bank in the United States. While we often use U.S. Bancorp in formal documents and corporate filings, U.S. Bank is what you’ll see on branches, app stores, national television commercials and much more.

We also have a number of subsidiaries, some of which have variations on the U.S. Bancorp or U.S. Bank name, like U.S. Bancorp Impact Finance and U.S. Bancorp Advisors. Others are uniquely named, such as Elavon, our global payment processing leader.

And to respond to a question we sometimes hear, U.S. Bank is not part of the U.S. government.

Our core revenue-generating business lines have more than 50 business areas within them that create “through-the-cycle” earnings power.

• Consumer and Business Banking (31% of revenue in 2025, excluding treasury and corporate support) 

  Consumer banking, consumer lending (mortgage, auto/rv), business banking, business lending.
• Payment Services (26%) 

  Retail payment solutions, merchant payment services and corporate payment and treasury solutions.
• Wealth, Corporate, Commercial and Institutional Banking (43%) 

  Wealth management, asset management, capital markets, global fund services, corporate banking, commercial banking, commercial real estate, global corporate trust and equipment finance. 

We believe that giving back to the communities where we live, work and play is one of our fundamental responsibilities. We do so in a variety of ways including providing billions of dollars in investments, millions of dollars in grants and thousands of volunteer hours each year.  To learn more, visit our Community Impact page and Impact Finance page. 

Our approximately 70,000 employees come from all kinds of personal and professional backgrounds, and each person’s career path is a unique journey. The varied perspectives and empowered voices of our employees are our proudest strengths as an organization. Whether an employee is new to the workforce, an experienced professional or a proven leader, their voice makes us stronger as we continue to innovate and improve the customer experience. Visit Careers to find opportunities including undergraduate and graduate student internships.