Zelle® memos can be viewed if one was entered at the time the funds were sent. And can only be viewed by the person that send those funds.
For example, if you sent funds to Joe Smith and entered a memo, you can look that information up using these steps. However, if Joe Smith sent you funds and entered a memo, you cannot see those details.
To see Zelle® memos using online banking and the U.S. Bank Mobile App