The GTS program benefits both you and your employees.

HR representatives will no longer need to:


  • Facilitate the opening of payroll accounts for expatriates.
  • Address questions related to individual bank accounts.
  • Manage individual account-related documents after the expatriate returns to Japan.

Expatriate employees can:


  • Open an account from Japan: The employee can open their account from Japan even without a Social Security Number (SSN) and receive a debit card and PIN number while in Japan. They can make deposits before leaving and then withdraw funds once they arrive in the U.S.
  • Bank easily in the U.S.: GTS clients will enjoy a waived monthly maintenance fee1, secure online and mobile banking and free access to the Japanese Customer Service Unit (JCSU).
  • Manage the account after returning home: GTS clients can continue to get account help via a toll-free number for the JCSU. They can also check their account status via online banking.
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Eligibility and application steps

To qualify, applicants must:

 

  • Be 18 years of age or older.
  • Have an account in good standing with MUFG Bank.
  • Live in Japan when they apply for account opening.
  • Move to the U.S. within 90 days of account opening and have a U.S. visa for work, training or studying. (Applicants are required to fill in the Visa section on the application form.)

 

To apply, applicants must:

  1. Download the Referral Request form from the MUFG Bank website, print and fill out the form.
  2. Mail the completed referral form to MUFG Bank along with the required identification documents.
  3. Once MUFG receives your completed referral form and identification documents, applicants will receive an email from U.S. Bank with a link to apply for a deposit account.
  4. Complete the online application form and submit to U.S. Bank.

For more details and tips regarding the application process, please refer to our Account opening guide (PDF) and GTS supplemental information for HR (PDF).

Contact a GTS representative.

Our Japanese-speaking representatives will assist with any questions regarding the GTS program and how to promote the program within your organization. Please fill out the fields below and a GTS representative will contact you.

For inquiries regarding individual U.S. Bank accounts, we are unable to respond through this form. Please contact the Japanese Customer Service Unit (JCSU) for assistance.

Success
Thank you. A representative will contact you via email within 2 business days.

If your company provides HR outsourcing services, please include the names of the clients you serve as well as the name of your company, if possible.

By submitting this form and providing your information, you are consenting to receive an email from a U.S. Bank representative, as well as email communications from U.S. Bank.

Frequently asked questions

Other information2

If you are an individual employee looking to learn more about the GTS program and U.S. Bank products, visit our client page.

Share or print program information.
 

Explore documents for Japan-based clients.
 

Start of disclosure content

Disclosures

  1. Footnote 1

    Refer to Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure for a summary of fees, terms and conditions that apply.

    Return to content, Footnote 1
  2. Footnote 2

    Some materials and services may only be available in English.  一部サービスや資料は英語のみでの対応となるのでご了承ください。

    Return to content, Footnote 2

U.S. Bank is a separate bank from MUFG Bank, Ltd. In addition, MUFG Bank, Ltd. does not guarantee the bank's ability to pay deposits.

MUFG Bank, Ltd. is only referring you to U.S. Bank and does not market products or services on behalf of U.S. Bank. All transactions will be made directly with U.S. Bank. U.S. Bank may refuse to open an account for you despite a referral. After opening an account, it can be closed at the discretion of U.S. Bank.

MUFG Bank, Ltd. employees cannot explain the details of U.S. Bank products to customers. Contact U.S. Bank directly to learn about product details.

U.S. Bank deposits are not covered by the Japanese deposit insurance system. Transactions must be made by individuals 18 or older. For more information, please visit the U.S. Bank website or contact the Japanese Customer Service Unit.

U.S. Bank products and services are subject to change without notice. U.S. Bank services are targeted to U.S. residents. Japanese residents who do not plan to reside in the United States are not eligible to apply for the services described on this website.

Deposit products are offered by U.S. Bank National Association. Member FDIC.