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Deliver savings for your business.

Make your payments work harder and smarter with the Commercial Rewards Card. Developed specifically for businesses with $10 to $150 million in annual revenue, it features a card, expense, and travel management platform.  

No annual fee

Enjoy all card program benefits without the burden of an annual fee.

Choose your rewards

Earn 1% cash back quarterly on purchases* or earn points redeemable for gift cards.

Corporate liability

Benefit from worry-free, corporate-backed liability for you and your cardholders.

Everything you need in a single card program.

Manage cards

Easily create cards plus, customize and set card controls and expense policies.

Streamline expenses

Seamlessly track and manage expenses while improving visibility into business spend.

Book travel

Access to negotiated rates plus earn point multipliers for travel booked within the platform.

Earn rebates

Boost your rebate potential with lower spend thresholds and no annual fee.

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API integrations

Close your books fast thanks to API integrations with QuickBooks Online, Xero, NetSuite and more.

Integrated controls and policies

Card controls and built in-policies for expense and travel that can be tailored to fit your needs.

The ultimate solution for your business.

The Commercial Rewards Card also:

  • Replaces time-consuming, manual processes with a single, intuitive platform.
  • Eliminates the need to track and reconcile across multiple systems with one login.
  • Helps companies better manage cashflow.
  • Provides core insights into spend on-demand.
  • Includes integrated travel booking and tracked receipts.
Get started

We have answers to your Commercial Rewards Card questions.

The Commercial Rewards Card is unique because it’s backed by an all-in-one, intuitive platform for card, expense and travel management that’s powered by TravelBank. The platform easily integrates with common accounting and HR tools, including two-way sync with QuickBooks Online, so you only need to log into one system to gain better visibility into your business spend.

The Commercial Rewards Card also provides corporate instead of personal liability. Plus, you can earn points or rebates – you choose. Earn points and redeem them for gift cards of your choice or give your points to a charity through Charity On Top. Or earn rebates faster with lower spend thresholds compared to traditional commercial credit cards, making the Commercial Rewards Card an exceptional value for companies with $10 to $150 million in annual revenue.

Clients who choose to earn points can receive 5x points for car rentals, 4x points for lodging, 3x points for airlines and 1x points for all other travel booked through the platform.

TravelBank is a fintech company that provides an all-in-one, tech-driven expense and travel management solution. U.S. Bank acquired TravelBank in 2021 to bring its commercial card customers the most comprehensive expense, travel and payment management in the industry.

The Commercial Rewards Card, including card, card management, and basic expense and travel, is free. There’s no annual fee or platform fee. Standard TravelBank fees and contract apply for the full travel and expense platform.

No. The Commercial Rewards Card platform is straightforward and easy for non-tech administrators to implement and manage.

Yes. The Commercial Rewards Card platform integrates with common accounting and HR software partners including QuickBooks Online, Xero and NetSuite.

Smart devices running iOS 13 and Android 6.0 Marshmallow and higher are compatible with the Commercial Rewards Card platform.

When you work with U.S. Bank, you can expect support that’s dedicated to your success. We provide responsive, all-in, North America-based support to help you with any issue, question, or need related to your commercial card program.

Let’s get to know your company.

Complete the form below and we’ll initiate the application process for the U.S. Bank Commercial Rewards card program.

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U.S. Bank Commercial Rewards Card.

Commercial Rewards Card

  • Earn 1% cash back on eligible purchases* with lower spend thresholds, no annual fee and corporate liability.
  • Or, earn points and redeem them for gift cards of your choice. You can also give your points to a charity through Charity On Top.
  • Connect with accounting and HR systems through API connections.
  • Quick application and easy, simplified onboarding.
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Disclosures

*Applies only when the $150,000 quarterly spending threshold has been met.

The creditor and issuer of U.S. Bank charge cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A., Inc., and Mastercard® International Inc.

Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

The foregoing products are available solely for business transactions and not for personal, family or household transactions.

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