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Smiling man holding mobile phone. Savings goal progress by recurring deposit.

Set savings goals.

To get the best savings goal app experience, create goals and organize them by category to track your progress.

Progress for goals by category like Travel, Buy a car, Buy a home and Emergency fund.

Grow your money faster with automated savings.

With tools like these, you’re in control – even when you put your savings on autopilot.

  • Set aside a little money every week.
  • Set aside money with every paycheck and direct deposit.
  • Set aside money with every purchase.
Example mobile app view of monthly savings transfers and recurring deposits.

Find new ways to save towards your goals.

Get the app and more rewards when you open a Bank Smartly® Savings account.

  • Waive monthly maintenance fees when you also have Bank Smartly® Checking, Safe Debit Account or U.S. Bank Smartly™ Visa Signature® Card.
  • Earn higher interest when you also have Bank Smartly® Checking, Safe Debit Account or U.S. Bank Smartly™ Visa Signature® Card. Increase your savings rate even more as your combined qualifying balances grow.
  • Get the added protection of the Federal Deposit Insurance Corporation (FDIC). Your Bank Smartly® Savings account is FDIC-insured to the maximum amount allowed by the FDIC. The standard insurance amount is $250,000 per depositor, for each deposit insurance ownership category.1
Open an accountLearn more
Couple laughing while making home improvements.

Get more financial tools with the app.

Track your spending.

Dig into your personal spending habits so you can stay on track.

Stay on track

Move money.

Transfer money between accounts, deposit checks and more.

Learn more

Get your free credit score.

Check your credit score and credit report for free2.

Get your free report

Pay bills.

Use U.S. Bank bill pay to schedule payments and track your spending.

Get started

Ask U.S. Bank Smart Assistant® for help.

Use our intelligent banking assistant in the mobile app.

Explore Smart Assistant

Ready to get started? Download our award-winning U.S. Bank Mobile App3.

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Or text GET APP to 872265 to receive a download link.
Disclosures
1

  • FDIC insured to the maximum allowed by law.

2

  • Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and is not used by U.S. Bank to make credit decisions.

3

  • Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

  • Deposit products are offered by U.S. Bank National Association. Member FDIC.

  • For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Please be advised that these alerts may not be sent immediately. Visit Cellular phone contact policy for additional information.