- Enter a home price that’s $2,000,000 or less.
- The down payment must be lower than the home price.
We’ll help make homebuying as stress-free as possible.
Ways to save
Take 0.25% of your new first mortgage loan amount and deduct it from your mortgage closing costs, up to a maximum of $1,000.1 Calculate your savings.
Industry-leading technology
Find your new home with confidence through our industry-leading technology. Work on your digital loan application at your own pace. Later, when it’s time to close on your home loan, you can choose to eClose, and do most of your closing paperwork online. And you can count on our mortgage loan officers for assistance whenever you need it.
Dedication to ethics
Take the next step.
Start your application.
We’ll confirm your personal and financial information, pull your credit and connect you with a mortgage loan officer to discuss the results.
Chat with us.
Our experienced mortgage loan officers are ready to answer your homebuying questions.
Calculate your estimated monthly mortgage payment.
Monthly payment calculator
Your monthly mortgage payment is determined by a number of factors, like purchase price, down payment, interest rate, loan term, property taxes and insurance. This calculator provides an estimate of what your mortgage payment could be each month based on the information you provide. The results will give you a better idea of what your financial picture could be.
Please fix the following items to continue:
See an estimated conforming fixed-rate payment and APR example for a purchase transaction.5

Refinance calculator
Refinancing your mortgage may help you lower your monthly payment, reduce your interest rate, change terms or get access to cash for major purchases. This calculator provides an estimate of how much you could save based on the information you provide. The results will help you determine if refinancing your mortgage is right for you.
You may be eligible for a customer credit on the closing costs of your next mortgage. Take 0.25% of your next first mortgage loan amount and deduct it from the closing costs, up to a maximum of $1,000.1 Calculate how much you could save with this special offer.

We’re here to help.
With our streamlined application process, you can start your application using your phone, laptop or other portable device. If you have any questions along the way, an experienced mortgage loan officer is just a phone call away.
Real people, real-world reviews
Get insights from people who have worked with us.
I was impressed with the U.S. Bank Mortgage customer experience and would both recommend U.S. Bank and give the highest marks! There were a few speedbumps along the way, but the U.S. Bank team managed everything both timely and professionally!
- James R.
Thank you so much for all of your help with this — I can’t thank you enough for going above and beyond! My wife and I are very grateful and would not be able to close on our house today if it wasn’t for all that you have done!
- Ryan M.
Through all the chaos and trials, working with you has been the one thing that has remained consistently over-the-top professional and on point. It has been so helpful to know that we were in such great and competent hands.
- Kevin R.
No matter where you’re headed, we’ve got you covered.
We provide loans in all 50 states and offer a variety of options to choose from, including:
- Conventional fixed-rate mortgages: Fixed interest rate loans for eligible buyers, keeping principal and interest payments consistent for the life of the loan.
- Adjustable-rate mortgages (ARMs): Fixed rate for the first one to 10 years of the loan for eligible buyers. ARM rate and loan payments may change at the end of the fixed-rate period, and they are subject to change on an annual basis for the remaining duration of the loan.
- Interest only: Fixed-rate and adjustable-rate options available with interest-only payments for the first 10 years.
- Home Possible: Fixed interest loans for eligible first-time homebuyers at offers of $806,500 ($1,209,750 in AK and HI) or less, with fixed principal and interest payments for the life of the loan. Applicants also must take a first-time homebuyer course.
Disclosures
-
Footnote 1Return to content, Footnote 1
-
Footnote 2Return to content, Footnote 2
-
Footnote 3Return to content, Footnote 3
-
Footnote 4Return to content, Footnote 4
-
Footnote 5Return to content, Footnote 5
-
Footnote 6Return to content, Footnote 6