Greenlight Investing early
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In an animation, a yellow man wearing a dinosaur rides a moped.

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SPEAKER: It's never too early to plan your Halloween costume. Start

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Coins fall into a jar decorated with a waving snowman, lights, and a stocking.

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saving for the holidays or invest your money.

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A stock chart line moves up.

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If you invested $100 per month, starting at age 16, with an annual return of 10%, by the time you're 65, you'd have more than $1.5 million.

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A graph rises over the years.

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Meanwhile, if you wait until you're 21 to start investing the same amount, you'd have under $1 million, more than $500,000 less at 65.

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A shorter graph appears under the taller graph. $900,000.

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So the five-year head start made a huge difference. You see, growth begins to curve higher over time as you're earning returns on larger investments.

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A graphs bars rise higher and higher, past flying planes and a shuttle shooting into space.

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So the longer you invest, the more time your money has to grow.

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Stars twinkle and meteors fly through space.

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But while it's never too early to start investing, it's never too late, either.