Deliver a digital-first payment experience (DESCRIPTION) Logo, U.S. Bank. (SPEECH) SPEAKER: Does it feel like a seamless customer experience is just within reach, but there's still a missing piece of the puzzle? With embedded payments, you can say goodbye to disconnected payment processes and hello to the experiences your customers deserve and demand. Whether for reimbursements, unexpected expenses, or supplier purchases, your customers need prompt, secure, and convenient access to these funds. U.S. Bank Card as a Service is the missing piece of the puzzle. Card as a Service allows you to create and send cards to your customers' digital wallets in real time. For your customers, this means a seamless payment experience. A digital card appears in your app or their mobile wallet ready to use. Customers can tap and pay for things like insurance claims for real-time emergency repairs; unforeseen travel disruptions, like delayed flights; and online purchases, for whatever payment need your customers have. For you, this means simple and secure embedded payments customized to your app, enabling you to reimagine existing processes, offer new services, and improve customer satisfaction and retention. Complete the picture with a modern payment experience that delights your customers and differentiates your business from the competition. Get started with Card as a Service today. (DESCRIPTION) Logo, U.S. Bank. Text, usbank.com/card-as-a-service ©2023 U.S. Bank. All trademarks are the property of their respective owners.