U.S. Bank Online and Mobile Financial Services Fee Guide
Online Banking
Track your account information online, where it's safe, secure and available whenever you need it.
Online Banking Fee Information
No Fee
Mobile Banking
Log in using the U.S. Bank Mobile App or the mobile website to check balances, view transactions, pay bills, transfer funds, deposit checks, send money with Zelle and more.
Mobile Banking Fee Information
Fees may apply to certain specialized features of Online and Mobile banking (such as Bill Pay Express Delivery.) You are responsible for any such fees and all other fees that may be assessed by your telephone company, wireless carrier, internet service provider, or any other third party provider you may engage.
Text Banking
Get up to the minute account information with a few simple text commands.
Text Banking Fee Information
No Fee. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges.
Bill Pay
Pay bills on time, pay them fast and keep track of them in one secure location
Bill Pay Fee Information STANDARD DELIVERY
1-2 days for electronic or 3-4 days for paper check No Fee
EXPRESS DELIVERY
Same day or overnight delivery $14.95 per payment Safe Debit Accounts are not eligible for Express Delivery and can only pay billers listed in our system who accept electronic payment.
Photo Bill Pay
Pay bills in a snap, just by taking a picture via the Mobile App. Add a biller, make payments and more.
Photo Bill Pay Fee Information
No Fee
eBills
Set up electronic versions of your paper bills and get them delivered directly to your Online Banking inbox.
eBills Fee Information
No Fee
Account Alerts
Customize your own alerts to stay informed about important account activity.
Account Alerts Fee Information
No Fee
For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
eStatements
Receive, view and store electronic copies of your account statements.
Account Alerts Fee Information
No Fee
Send Money with Zelle
Easily send and receive money using a valid email address or a mobile phone number
STANDARD DELIVERY
Money arrives in 1-2 days: No Fee
INSTANT DELIVERY
Money Arrives in minutes: No Fee
(Eligibility requirements and restrictions apply)
Send Money to Account
Easily send money directly into to a valid bank account with routing number
Standard Delivery
Money arrives in 2-3 days : No Fee
Mobile Check Deposit
Deposit checks using your computer scanner or the U.S. Bank Mobile Banking App.
(Eligibility requirements and restrictions apply)
Fee Information
Business Accounts: No fee for first 20 deposits accepted per statement period; $0.50 fee per deposit thereafter. Fee is waived on eligible accounts for Private Client Reserve clients, Private Client Group clients, and Small Business Platinum Checking accounts.
External Transfers
Transfer money to or from your accounts at other financial institutions.
(Eligibility requirements and restrictions apply)
Fee Information for External Transfers INBOUND TRANSFERS FEES
- Standard Delivery: No Fee
- Next Day Delivery: No Fee
OUTBOUND TRANSFERS FEES
Standard Delivery: Up to $3 Fee Fee is waived for U.S. Bancorp Investments brokerage accounts and eligible checking and savings accounts.
Investment products and services are:
Not a Deposit • Not FDIC Insured • May Lose Value • Not Bank Guaranteed • Not Insured by any Federal Government Agency
For U.S. Bancorp Investments:
Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Equal Housing Lender. Deposit products offered by U.S. Bank National Association. Member FDIC. © 2021 U.S. Bank.