What could your monthly payment be?
Use our auto refinance calculator to estimate your rate and monthly payments.
As low as
%% APR
To qualify for the lowest rate, you must meet the following conditions:
In addition to standard personal info like your Social Security number and proof of employment, here’s what you’ll need to apply for an auto loan refinance:
It only takes 10 minutes to complete and submit our online application, and you’ll typically have our decision minutes later. If you’re approved, we’ll ask you to upload a copy of your vehicle registration and insurance information.
In most states, you can sign your final closing documents electronically. We’ll pay off your existing loan and update the title. You can set up your new loan payments in the U.S. Bank Mobile App or online banking.
As a U.S. Bank customer, you can store and access all your vehicle records with U.S. Bank Vehicle Manager. It’s a great way to stay up to date on maintenance, track the value of your vehicle and more.
Refinancing a car loan can be straightforward and convenient if you follow these steps.
Looking for a lower interest rate? Want to pay off your loan sooner? Refinancing may be a good choice.
Ready to purchase a car? Here are some useful tips to help you get started.