Saving Made Easy with S.T.A.R.T. Savings Today And Rewards Tomorrow!

Savings Today And Rewards Tomorrow™

S.T.A.R.T. makes it simple for you to “start” a savings plan that’s right for you, stay on track to meet your savings goal and earn rewards along the way.

All you need to do is set up recurring transfers from your U.S. Bank Package Checking account into your U.S. Bank Package Money Market Savings account. You can save a little every week, with every paycheck, or with every credit or check card purchase. And without even thinking, you can save $1,000!

When you do, you'll earn a $50 U.S. Bank Rewards Visa Card. Keep a balance of $1,000 or more for a year and earn another $50 Rewards Card.

Enroll and S.T.A.R.T. saving today!1,2,3

  • Enrollment is required.
  • You must open and/or maintain an active U.S. Bank Package, including a Silver, Gold or Platinum Checking account AND a Money Market Savings account. A minimum deposit of $50 is required to open a Package Checking account and a minimum $25 is required to open a Money Market Savings account. All regular account opening procedures apply. Certain conditions apply to U.S. Bank Packages. Credit products are subject to normal credit qualifications and approvals.
  • Additionally, you must schedule and maintain a qualifying transfer from your checking account to your savings account.

S.T.A.R.T. Your Savings Plan Today. It’s Easy!


Step 1

Visit a participating branch, call us toll-free at 800-720-BANK (2265) or enroll now and choose the U.S. Bank Package that works best for you.

Step 2

Enroll in S.T.A.R.T. and create your savings plan. Set up one or more of the following qualifying transfer options from your Package Checking account to your Package Money Market Savings account:

  • Transfer an amount you choose on a specific day of the month, OR

    Transfer an amount on the date you choose. Maybe you want to set aside $25 every pay day. Or $50 on the first day of the month. Or $1 every day. Select the amount and schedule that works best for you.

  • Transfer an amount you choose for each U.S. Bank Check Card purchase, OR

    Choose an amount between $0.25 – $5 to transfer for each check card purchase. When you make a purchase, we'll transfer that amount from your checking account to your savings account. For example, if you elect to transfer $1 for each purchase and 5 purchases post to your checking account on Tuesday, we'll automatically transfer $5 from your checking account to your savings account on Wednesday.

  • Transfer an amount you choose for each U.S. Bank Credit Card purchase.

    Choose an amount between $0.25 – $5 to transfer for each credit card purchase. When you make a purchase, we'll transfer that amount from your checking account to your savings account. For example, if you elect to transfer $3 for each purchase and 2 purchases post to your credit card on Monday, we'll automatically transfer $6 from your checking account to your savings account on Tuesday.

Optional Savings Accelerator

Choose to automatically transfer the FlexPerks Cash Rewards1 you earn each month to your savings account. This is a great way to reach your saving goals even faster.

Step 3

Celebrate your savings milestones!

Enroll and S.T.A.R.T. saving today!

  1. U.S. Bank offers reward programs for check cards that can be added to any U.S. Bank personal checking account. Only non-PIN purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.

Celebrate Your Savings Milestones

Enjoy rewards from US when you reach one or both S.T.A.R.T. goals:

  • When your savings balance reaches $1,000, we’ll recognize your achievement with a $50 U.S. Bank Rewards Visa® Card1.
  • Maintain a balance of $1,000 or more in your account for one year, and earn another $50 U.S. Bank Rewards Visa Card.

To help accomplish your goals, you will also receive:

  • S.T.A.R.T. goal progress and transfer summary information within U.S. Bank
    Internet Banking
  • S.T.A.R.T. details on your monthly account statement
  • 24/7 assistance from our bankers

Enroll and S.T.A.R.T. saving today!

  • The U.S. Bank Rewards Visa Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and fees may apply to Rewards Cards. For complete terms and conditions, "see the U.S. Bank Rewards Visa Card Agreement."

Other conditions and restrictions may apply. Program is subject to change. See the S.T.A.R.T. Program Agreement for detailed information. For additional information regarding U.S. Bank Package product choices, the terms governing your accounts and the use of a U.S. Bank Check Card or Credit Card, consult the "Your Deposit Account Agreement" brochure, your Cardmember Agreement, and your Consumer Pricing Information Brochure.

Get The Most Out of Your Savings

We understand you need options and flexibility in your choice to save. With S.T.A.R.T., we give you valuable tools to help reach your financial goals faster, plus a wide variety of other banking products and services.

All About Options

We offer three unique savings transfer options to help you reach your goals. You decide how and when you want to transfer your funds. Choose the savings option that works best for you, and watch your savings grow!

Helping You Stay on Track

Monitor your savings and reach your goals faster with our optional Think TwiceTM Savings Feature. By selecting this helpful feature, you'll be reminded of your S.T.A.R.T. goal prior to making a withdrawal or transfer from your savings account.

The "No Worries" Way to Save

If your qualifying S.T.A.R.T. transfer will cause your account to become overdrawn, it will be skipped, ensuring no accidental overdraft fees.

Great Money-saving Package Benefits

When you enroll in S.T.A.R.T, you'll save time and money by combining our great U.S. Bank Package accounts.

Get the Most Out of Your Bank

At U.S. Bank, customer service isn't just something we talk about, it's part of our brand – All of US Serving YouTM. For over 145 years, we've been there when and where you need us. We're online 24/7, at 3,015 branches and 5,148 ATMs.

Enroll and S.T.A.R.T. saving today!

Enroll Today

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Call us toll-free at 800-720-BANK (800-720-2265)

Enroll Now

Savings Goal Calculator

Determine the savings plan that works best for you!

  • Your Savings Goal

  • 3 Ways to Save

    Choose 1 or more of these transfer options:
    • every
    • I use my check card times/month. I'd transfer for every purchase.

      (Choose an amount between $0.25 and $5.00)

    • I use my credit card times/month. I'd transfer for every purchase.

      (Choose an amount between $0.25 and $5.00)

    • Calculate

How S.T.A.R.T. Can Work For You

  • You already save when you can. You want a bank that values your efforts. S.T.A.R.T. not only makes it easy to reach your goal with flexible savings transfers, it rewards you along the way.

  • You want an emergency fund that will grow. With the help of an experienced banker and convenient savings tools, S.T.A.R.T will help you stay on track for a great future.

  • You’ve taken care of everyone else's needs first. Now it’s time for you. Our knowledgeable bankers will help you enroll in S.T.A.R.T. and begin taking care of your savings goals.

  • You want to make the most out of your household finances. S.T.A.R.T. helps you set up your savings so it happens automatically. Then you can just watch your savings grow!

  • You know it’s important to save; what’s hard is keeping your nest egg growing. Pay yourself first with the help of S.T.A.R.T.’s automatic savings tools.

Participating U.S. Bank Branch Locations