U.S. Bank Lines of Credit - Flexible, All-in-One, Credit Solutions
Our business lines of credit are traditional working capital lines. When your business needs to make purchases up to $1 million, our lines of credit are a perfect solution to meet all your financing needs.

• Interest-only payments on lines of credit over $100,000
• Competitive interest rates
• Overdraft Protection option for your U.S. Bank Business Checking account
• SBA financing options available

If your credit need is $100,000 or less, U.S. Bank Quick Credit gives you easier and faster access to your business financing needs.
 

• Overdraft protection

• Overdraft protection
• Short-term cash needs
• Working Capital

• Short-term cash need
• Working Capital
• Accounts Receivable
• Purchase of inventory

• Short-term cash need
• Working Capital
• Accounts Receivable
• Purchase of inventory

• Up to $250,000,
  demand
• More than $250,000,
  annual maturity

For more information on our complete family of lines of credit, please visit a small business expert at your local U.S. Bank branch.

U.S. Bank Business Reserve Line
Our Business Reserve Line is a $1,500 to $10,000 unsecured line of credit used specifically for overdraft protection.

Key features:

• Automatically advances money to your checking account if your balance falls below zero
• Minimum payment taken directly from your U.S. Bank business checking account
• Fast approval process

For more information on our complete family of lines of credit, please visit a small business expert at your local U.S. Bank branch.

U.S. Bank Cash Flow Manager
Our Cash Flow Manager is a $10,000 to $100,000 line of credit offering the essential financial tool kit for small businesses. It complements your U.S. Bank Business Checking account with a Cash Flow Manager Visa® Platinum Card, access to Internet Banking with Bill Pay and a working capital line of credit. There's also helpful reporting tools for your Cash Flow Manager Visa Platinum Card.

Key features:

• Convenient access to your line of credit
• Overdraft protection option for your U.S. Bank Business Checking account
• Minimum payment taken directly from your U.S. Bank Business Checking account
• Fast approval process

For more details on our complete family of lines of credit, please visit your Relationship Manager at your local U.S. Bank branch

U.S. Bank Business Line of Credit
A $10,000-$1,000,000 secured line of credit.

Key Features:

• Convenient access to your line of credit
• Offers flexible collateral options
• Interest only payments due monthly
• Overdraft protection option for your U.S. Bank Business Checking account
• Automatic-payment option

For more information on our complete family of lines of credit, please visit a small business expert at your local U.S. Bank branch.

U.S. Bank Business Equity Line of Credit
This secured line of credit ranges from $100,000 to $500,000

Key Features:

• Convenient access to your line of credit
• Your line may be in first or second lien position
• No resting requirement
• Interest-only payments due monthly
• Overdraft protection option for your U.S. Bank Business Checking account

For more information on our complete family of lines of credit, please visit a small business expert at your local U.S. Bank branch.