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Platinum Business Package

Who It's For

Your banking needs are complex and comprehensive—just like your business. The U.S. Bank Platinum Business Package gives you the best rates, rewards and discounts as your business grows. You’re also in line for $800 in savings.1

Benefits

  • Free first check order up to $1002
  • Earn a 100% annual bonus on rewards earned with your U.S. Bank FlexPerksSM Business Cash, Select or Travel Rewards Credit Card3
  • Earn a 100% annual bonus on rewards earned with your U.S. Bank FlexPerksSM Business Cash Bonus Visa® Check Card4
  • Annual fee for Business Reserve Line waived for the first two years5
  • Payment Solutions statement fee waived for the first six months5,6
  • First year annual fee on U.S. Bank Cash Flow Manager waived, up to $1505
SHOW Additional Package Benefits
  • Monthly maintenance fee waived for your Personal Platinum Package11
  • U.S. Bank Cash Flow Manager first year annual fee waived12
  • Up to $100 of your U.S. Bank Quick Loan origination fee waived12
  • Up to $100 of your U.S. Bank Business Equipment Financing origination fee waived12
  • Business Savings Sweep monthly maintenance fee reduced by 5%11
  • SinglePoint Essentials monthly maintenance fee reduced by $211
  • Free U.S. Bank ATM transactions13

Every Platinum Business package Comes With

  • U.S. Bank Platinum Business Checking with 750 free transactions per statement cycle7

  • U.S. Bank FlexPerksSM Business Cash, Select or Travel Rewards Credit Card3

  • U.S. Bank Platinum Business Money Market with no minimum balance or monthly maintenance fee8 OR U.S. Bank Business Savings Sweep Account

To Waive Monthly Fee

The Platinum Business Package includes a $25 monthly service fee which can be waived by meeting one of the following requirements:

  • $25,000 in combined average collected business deposit balances9 OR
  • $75,000 in combined business deposit9 and outstanding business credit balances10

How to Apply

Visit a Branch

Package Resources

FAQs About Business Packages
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Compare our Business Packages 

  1. Some benefits and savings are available annually and some occur only in the first year the product is opened. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer small business customers preferred rates and services at a lower combined price than if each products or services were opened separately. For example: A U.S. Bank Silver Business Package small business customer could avail of a one time savings of up to $75 on their first check order, a U.S. Bank Gold Business Package small business customer could avail of a one time savings of up to $100 on their first check order and a U.S. Bank Platinum Business Package small business customer could save up to $115 every month, by utilizing the full 750 checking account transactions available to them. Other conditions and restrictions may apply. Please see a Banker for details.

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  2. Discount applies to business products offered by Deluxe Corporation.

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  3. Subject to credit approval. The 25%, 50% and 100% Annual Bonus is awarded to Business Banking package members on the Account Anniversary date of the credit card opening provided the Package is open.  25% Annual Bonus is a core benefit for all FlexPerks Cash Rewards Business Platinum card holders.  FlexPerks Cash Rewards annual bonus is up to a maximum of $250.  FlexPerks Business Select Rewards and Flexperks Business Travel Rewards annual bonus is up to a maximum or 25,000 points.  Business cards are offered through U.S. Bank National Association, N.D.

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  4. U.S. Bank offers reward programs for check cards that can be added to any U.S. Bank Business Checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. Cash rewards may accumulate through the U.S. Bank Visa Business Check Card or the U.S. Bank Deposit Check Card. Rewards accumulated through the Deposit Check Card will roll up under the primary Business Check Card. Other employee cards are not eligible. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.

    FlexPerks Cash Bonus Business customers earn 1/4% cash reward for all non-PIN purchases and are eligible to earn up to 25% cash back on purchases (non-PIN) at select partners. Retail Internet Banking (RIB) enrollment is required to earn cash with online Cash Bonus partners, and partners must be accessed through cashbonuspartners.usbank.com. RIB enrollment is not required to earn cash at participating in-store locations or via phone. Cash Bonus rewards can take up to 30-days to be deposited in the Cash Bonus rewards account. The minimum redemption amount is $5.00, and can only be redeemed in $5.00 increments. Checking account must be in open, valid status to receive cash reward. Unredeemed cash rewards will expire and be forfeited after 36 months. Merchants and cash reward values subject to change without notice. The Cash Bonus Partner reward program is subject to change without prior notification.  The annual bonus is paid on the amount of 1/4% cash rewards earned in a given year.  Bonuses are paid annually on December 1 provided the Package is open.

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  5. Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND.

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  6. Discount does not apply to Merchant Advantage Package customers.

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  7. Transactions are $0.50 each once free transaction limits are surpassed.  A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items.  Signature-based purchases (Non-PIN) made with a U.S. Bank Business Visa Check Card and not counted as a transaction.

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  8. Minimum balance and maintenance fee requirements will apply if the checking account, business credit card, Platinum Business Money Market, Internet Banking or Bill Pay is closed.

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  9. Business deposit balances only.  Balances are verified 3 days prior to the last day of your statement cycle.

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  10. Business credit outstanding balances only. Balances are verified 3 days prior to the last day of your statement cycle.

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  11. Discount applies only to monthly maintenance fee. All other fees apply.

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  12. Subject to credit approval. Lines of credit are offered by U.S. Bank National Association, ND.

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  13. A fee will be assessed for transactions conducted at non-U.S. Bank ATMs. Also a surcharge fee may be applied by the ATM owner, unless the ATM owner is a member of the MoneyPass ATM network.

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