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Certificate of Deposit - CD

Certificates of Deposit (CDs) offer competitive returns on FDIC-insured savings. They're a great choice if you have a time-specific savings need or if you just want to diversify overall risk in your portfolio. And our Retirement CD can be an important part of your overall retirement planning.

You decide the amount of money to put in your CD and the length. You'll generally receive a higher interest rate on CDs with longer terms and higher balances.

CDs and Retirement CDs offer:

  • Flexible terms from 1 month to 5 years
  • Competitive interest rates
  • FDIC insurance
  • $1,000 minimum opening deposit

So whether you're building assets for retirement or looking for a low-risk way to diversify your investment portfolio, find the right savings solution at U.S. Bank.

For Certificate of Deposit Specials, apply online today! You will receive an instant decision and can fund the new CD in five minutes or less. Rates, terms and balance requirements may differ from your local branch and are only valid when you apply online.

View CD Promotional Terms and Rates Apply Now

For added flexibility, we also offer two additional CD options to suit your individual saving needs: the Trade Up and Step Up CDs. Learn more.

For more information, visit a local branch or call our 24-Hour Banking and Financial Sales.


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