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Home Mortgage Payment Protection
Protect Your Payment

In the event of extended disability or death, family income is reduced - and expenses escalate. Traditional disability benefits and life insurance are typically dedicated to education, a mortgage, daily living expenses and other essentials. But there are solutions designed to take care of your credit obligations when you can't.

Credit Disability & Life Insurance

Credit disability insurance makes your payments until you return to work or your loan is paid off, whichever comes first.* Credit life insurance pays off your scheduled loan balance in the event of your death.

  1. Payments are made directly to your creditor and are not taxable.
  2. Benefits are paid in addition to any other benefits you may receive.

Mortgage Life Insurance

Mortgage Life Insurance is designed to offer a convenient, affordable way to protect your family and help pay off your outstanding mortgage balance up to $300,000 in the event of your death. Mortgage Life Insurance can free your family to use other life insurance benefits for daily living expenses, education and other important needs.

Affordable and Convenient Coverage

Because Mortgage Life Insurance is made available through your mortgage lender, you can take advantage of this coverage at affordable group premium rates. Plus, once you enroll, your low monthly premium will be conveniently added to your mortgage payment.

Nearly Everyone Qualifies

This protection plan pays in addition to other coverage, leaving your existing insurance in place to do what you intended it to do.

*Refer to your policy for a complete explanation of benefits.



NOT A DEPOSIT NOT FDIC INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
MAY LOSE VALUE NOT GUARANTEED BY THE BANK
NOT REQUIRED TO BE APPROVED FOR CREDIT


Insurance products are available through U.S. Bancorp Insurance Services, LLC, in Montana U.S. Bancorp Insurance Services of Montana, Inc., and in Wyoming U.S. Bancorp Insurance & Investments, Inc. All are licensed insurance agencies and subsidiaries of U.S. Bancorp and affiliates of U.S. Bank. Policies are underwritten by unaffiliated insurance companies and may not be available in all states. CA Agency Number 0E24641.

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