POINT OF SALE

Robust point-of-sale (POS) technology for your business.

Our scalable POS solutions enable you to seamlessly process payments in-store or across multiple business locations, ensuring secure and efficient transactions.

  • Custom POS solutions for different industries

  • Flexible plans and no long-term contracts

  • Integration capabilities to synchronize data

Compare options

BONUS OFFER

Start earning up to $1,000 back.1

Find your payment solution.

  •

    Choose from the options below and apply for a new U.S. Bank Payment Solutions Account by December 31, 2025, to be eligible.

Start taking payments.

  •

    Accept payments in-store, online or on the go and settle card payments over a three-month period.

Get your statement credit.

  •

    Keep your payments account open and get a statement credit equivalent to the transaction fees you’ve spent over three months (up to $1,000 back).1

Experience the power of U.S. Bank
POS solutions.

Streamline and automate tasks

Plan employee schedules, set inventory alerts and streamline daily business tasks with a range of business management tools.

Control cash flow

Generate real-time reports to understand every aspect of your business including labor cost analysis.

Accept a variety of payments

Accept all major credit and debit cards, contactless payments and digital wallet.

Boost your business with a full–service POS solution.

Pick a plan that aligns with your business needs and customize it along the way as your business scales. The hardware fee for each plan varies depending on the device selected and if purchased or rented. Add additional software for $29 per month per software license.

 

Transaction, hardware and sales tax fees may still apply.2

Plan features

Essential point of sale

Full feature point of sale

Comprehensive point of sale

Plan

Starter

Standard

Premium

Starting at

$29/mo.

$69/mo.

$99/mo.

Setup fee

N/A

One-time setup fee of $99

One-time setup fee of $99

Best for
  • Boutiques and small businesses
  • Healthcare, veterinary, dental practices and automotive
  • Business owners looking for a mid-range POS system
  • Retail shops, small businesses, quick-service restaurants, coffee shops, bakeries and cafés
  • Business owners who want an advanced point-of-sale system
  • Full dining restaurants
  • Multiple retail locations
  • Food stores

Number of users

Unlimited users

Unlimited users

Unlimited users

Additional features
  • Simple menu
  • Inventory tracking
  • Employee tracking
  • Kitchen printing
  • Advanced payments
  • Online ordering
  • Loyalty programs
  • Appointment booking

Connect with us

Plan features

Plan

Essential point of sale

Starter

Full feature point of sale

Standard

Comprehensive point of sale

Premium

Plan features

Starting at

Essential point of sale

$29/mo.

Full feature point of sale

$69/mo.

Comprehensive point of sale

$99/mo.

Plan features

Setup fee

Essential point of sale

N/A

Full feature point of sale

One-time setup fee of $99

Comprehensive point of sale

One-time setup fee of $99

Plan features

Best for

Essential point of sale
  • Boutiques and small businesses
  • Healthcare, veterinary, dental practices and automotive

Full feature point of sale
  • Business owners looking for a mid-range POS system
  • Retail shops, small businesses, quick-service restaurants, coffee shops, bakeries and cafés

Comprehensive point of sale
  • Business owners who want an advanced point-of-sale system
  • Full dining restaurants
  • Multiple retail locations
  • Food stores

Plan features

Number of users

Essential point of sale

Unlimited users

Full feature point of sale

Unlimited users

Comprehensive point of sale

Unlimited users

Plan features

Additional features

Essential point of sale
  • Simple menu
  • Inventory tracking

Full feature point of sale
  • Employee tracking
  • Kitchen printing
  • Advanced payments

Comprehensive point of sale
  • Online ordering
  • Loyalty programs
  • Appointment booking

Plan features

Connect with us

Essential point of sale

Full feature point of sale

Comprehensive point of sale

Competitive rates. Better value.

Learn about our transaction fee rates so you get the most for your money. Transaction, hardware and sales tax fees may still apply. 2

Swipe, tap, insert
2.60% + 10¢

For physical or tap-to-pay card payments made by customer.

Manual Transaction
3.50% + 15¢

For card payments where you enter manual card details for customer in person or over-the-phone.

Online Payments
2.90% + 30¢

For digital or ecommerce purchases online.

Explore top POS features to help scale your business.

Online ordering

Increase revenue with easy online ordering. Set up your own mobile-friendly website in minutes, showcase your products and start taking orders right away.

Learn more

Appointment booking

Drive sales and improve staff efficiency with fully automated appointment booking software.

Learn more

Retail gift cards

Grow sales with gift cards. Choose between e-gift cards or physical cards branded with your logo and design to generate additional revenue.

Learn more

Online invoicing

Generate invoices, send them via email and accept payments online with our invoicing software, so you get paid faster.

Learn more

Optimize data by integrating business apps to your POS dashboard.

POS systems can be integrated with a variety of business management software so that you can seamlessly synchronize your data across platforms, minimizing manual data entry and preventing potential errors. Integration with payroll software helps you track working hours, handle direct deposits and ensure timely salary payments.

Learn more

POS hardware tailored to your business needs.

From mobile card readers and handheld terminals to full-service POS registers, U.S. Bank offers flexible POS hardware solutions, giving your customers a secure and efficient purchasing experience. For businesses that need more advanced solutions, we also offer several hardware options and accessories that can be added to our set-price plans to create a tailored solution.

See details

Frequently asked questions

Get all the benefits of a cloud-based point-of-sale solution. Track your sales data in real-time so you can see how your business is doing at home or at the beach, wherever and whenever you need to. Analyze the health of your business across revenue, product and staff metrics.

U.S. Bank Payment Solutions has highly trained support teams available 24/7/365 to help whenever you need it. Each of our merchant services customers is assigned a dedicated Customer Account Manager to work with their business.

With end-to-end encryption, your customer data is protected by the latest security technology which is compatible with contactless payments, chip and pin, Apple Pay®, Google Pay® and Samsung Pay®.

Help your business mitigate the risk of potential data breaches and the resulting reputational and financial loss with contactless payments. Tokenization, contactless cards and mobile wallets provide stronger security than traditional payment methods. A token replaces a cardholder’s payment card numbers, rendering the payment information useless to hackers, making theft of card present transaction data more difficult.

Explore related products & offerings.

payment solutions

Solutions by Industry

Explore U.S. Bank's payment solutions by industry to find point-of-sale systems, merchant services and software features designed for businesses like yours.

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in-person payments

Payment Processor

U.S. Bank’s payment processor offers the fastest funding time. Funds are deposited into your U.S. Bank checking account within hours with Everyday Funding.

Learn more
payment solutions

Pricing

Compare plans and competitive pricing for point-of-sale payment solutions from U.S. Bank.

Learn more
payment solutions

Payment integrations

Streamline payments, payroll, and accounting with U.S. Bank’s integrated POS solutions. Connect with tools like QuickBooks®, Gusto™, and Elavon APIs.

Learn more

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-432-9413 to talk with a representative right away.

Looking for something else?

Go to support hub
Start of disclosure content

Disclosures

  1. Promotional offer is available with establishment of a new payment processing account by new or existing U.S. Bank customers, not currently using Elavon as their merchant processing services provider. Offer may not be combined with any other Merchant Services promotions or incentives. Association Partners, registered Payment Facilitators, and certain other business types with specialized pricing are not eligible for this offer. To qualify you must:

    • Open, and be approved for, a new U.S. Bank Payment Solutions Merchant Account (MID) by December 31, 2025.
    • Account must be open and actively accepting and settling payments at the time the monthly statement credits are being calculated and applied in order to receive the rebate. Merchant account must be in good standing with no outstanding recovery balance.
       

    The monthly statement credit will appear in the Fees/Charges Category of the merchant statement in the fourth month following account opening, not to exceed the $1,000 credit maximum. The promotional credit is based on total account fees and charges billed during the initial three (3) months following new account opening, excluding equipment, chargebacks, and adjustments for each respective month. 

    For example, a new merchant account opened and approved on July 14, 2025, will immediately begin qualifying for credits on eligible monthly account fees and charges billed. The cumulative credit for the three (3) months following approval will appear on the November 2025 merchant statement.

    In addition to the $1,000 cap, the statement credit amount cannot exceed total eligible monthly fees and charges actually billed and collected. Such statement credit may be adjusted to solely offset the eligible monthly account statement fees and charges billed and collected. U.S. Bank and/or Elavon, a U.S. Bank subsidiary, reserve the right, in their sole discretion, to modify, suspend or terminate the promotion at any time.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

Start of disclosure content

Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speed is dependent on batch times and will be processed every day, including weekends and holidays. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Apple Pay is a registered trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay, Android and Google Play are trademarks of Google LLC. Fitbit Pay is a trademark of Fitbit LLC and/or its affiliates.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.